第一銀行 109 年新進人員甄選試題 甄選類別【代碼】：一般行員

【請接續背面】

第一銀行 109 年新進人員甄選試題 甄選類別【代碼】：一般行員 A【R0901-R0918】

共同科目：英文

注意：作答前應先檢查答案卡，測驗入場通知書編號、座位標籤、應試科目是否相符，如有不同應立即 請監試人員處理。使用非本人答案卡作答者，該節不予計分。

本試卷為一張雙面，測驗題型為四選一單選選擇題 50 題，每題 2 分，共 100 分。

選擇題限以 2B 鉛筆於答案卡上作答，請選出一個正確或最適當答案，答錯不倒扣；以複選作答或 未作答者，該題不予計分。

請勿於答案卡上書寫姓名、入場通知書編號或與答案無關之任何文字或符號。

本項測驗僅得使用簡易型電子計算器（不具任何財務函數、工程函數、儲存程式、文數字編輯、

內建程式、外接插卡、攝（錄）影音、資料傳輸、通訊或類似功能），且不得發出聲響。應考人如 有下列情事扣該節成績 10 分，如再犯者該節不予計分。1.電子計算器發出聲響，經制止仍執意續 犯者。2.將不符規定之電子計算器置於桌面或使用，經制止仍執意續犯者。

答案卡務必繳回，未繳回者該節以零分計算。

一、字彙【請依照句子前後文意，選出最適當的答案】

【2】1. 2020 _______ the 50th anniversary of Earth Day and is the start of a critical decade in the fight to save our planet’s health.

 keeps  marks  thrives  moves

【1】2. People with a lone wolf personality have a very limited interest in building any _______ with other people or earning their acceptance.

 relationships  hostility  compromise  strengths

【3】3. Mind control is used in our everyday lives, from ________ products to media bias in politics.

 advantage  adversity  advertising  admissive

【3】4. People usually take their ease of access to mass-produced material goods for _______.

 grievance  guided  granted  grandeur

【2】5. People are still working to understand and _______ with the human and environmental effects of the Industrial Revolution, here in the 21st century.

 abide  cope  conscious  relieve

【1】6. Cellular telephones, or simply cell phones, are _______ devices that may be used in motor vehicles or by pedestrians.

 portable  portal  wearable  protective

【3】7. Through the 19th century, water and air pollution and the accumulation of solid wastes were largely problems of _______ urban areas.

 specious  constellation  congested  remote

【2】8. Biodiversity loss describes the _______ in the number, genetic variability, and variety of species, and the biological communities in a given area.

 incline  decline  declaration  recline

【4】9. Many philosophical movies are entertaining but also have something _______ to say.

 renowned  dumbfound  refund  profound

【1】10. When accidents happen, news reporters usually _______ the tragedies live for the interest of their audience.

 broadcast  forward  pressure  sandwich

【4】11. He tried hard to get rid of fine lines and _______ on his face by surgeries and night cream.

 nightmares  stockings  tobaccos  wrinkles

【3】12. He tried very hard to _______ up the spilt milk. His mom would be angry seeing dirty spots on the floor.

 dash  fetch  mop  paste

【2】13. You’ve got to _______ the ingredients precisely. Otherwise, the cake will turn out wrong.

 depend  measure  quarrel  restrict

【2】14. He has _______ many times that he might quit this job, but he hasn’t expressed his intention directly or clearly.

 announced  implied  offended  uploaded

【1】15. We were required to _______ appliances and turn off lights when leaving the office.

 disconnect  handicap  minimize  slaughter

二、文法測驗【請在下列各題中選出最適當的答案】

【4】16. The basic components of a modern digital telecommunications system must _______ transmitting voice, data, radio, and television signals.

 enable of  be able to  be capable to  be capable of

【1】17. _______ can help consumers manage their finances during times of financial hardship.

 Taking measured steps  Take measured steps

 If you take measured steps  By taking measured steps

【4】18. While some see the occupation as a terrorist movement, _______ see it as a peaceful approach to self-governance.

 all  other  another  others

【1】19. Most of us have one or more challenging core beliefs _______ repeatedly over the course of our lives.

 which surface  where surface  with which surface  that which surface

【1】20. Not only ________ attack the memory, but it also attacks visualization.

 does Alzheimer’s disease  Alzheimer’s disease does

 Alzheimer’s disease did  is Alzheimer’s disease

【3】21. If the rate of plastic pollution of the world’s oceans continues _______, by the year 2050 the oceans will contain more plastic than fish by weight.

 to check  unchecking  unchecked  to checking

【4】22. UNESCO (the United Nations Educational, Scientific and Cultural Organization) estimates that 100,000 marine animals die each year _______ plastic pollution.

 with  because  since  because of

【3】23. The more intelligent a person is, ________ comfortable they may be with revealing too much about themselves to people they don’t know well.

 the sooner  the fewer  the less  the easier

【4】24. Overweight, if moderate, is not _______ obesity, particularly in muscular or large-boned individuals.

 necessary of  necessary  necessity  necessarily

【2】25. Gardening can be considered both as an art, concerned with arranging plants harmoniously in their surroundings, and as a science, _______the principles and techniques of plant cultivation.

 encompass  encompassing  encompasses  encompassed

【1】26. A will, or “testament,” is the legal transaction _______ an owner of property disposes of his assets for the event of his death.

 by which  that  what  which

【3】27. Most parents would never forget _______ their child walk for the first time. It was emotional.

 saw  see  seeing  to see

【1】28. Flowers are an important part of our natural world. _______ and smell can make us happy.

 Their beauty  Their beautiful They’re beauty They’re beautiful

【1】29. If you don’t like your food, you can try _______.

 mine  my  our  us

【4】30. According to the news report, U.S. naval ships have sailed many times this year _______ Taiwan Strait, which separates Taiwan from China.

 at  by  with  through

三、克漏字測驗【請依照段落上下文意，選出最適當的答案】

第一篇：

The Wimbledon Championships are the oldest and most prestigious of the four tennis Grand Slam tournaments.

As such, Wimbledon is awash in long-lasting traditions and features, such as the habit of calling the men’s and women’s competitions “Gentlemen’s” and “Ladies’,” 31 . But arguably the most notable aspect of the event is the all-white dress code for all participants. Why does the tournament specify that its players dress “ 32 in white” or

“almost entirely in white?”

The short answer is “because it’s in the dress code.” But it’s in the dress code for a reason: namely, when the code was written in the genteel 1880s, sweat stains were considered so improper and unsightly that it was decided that white should be worn to minimize their 33 , as sweat is more apparent on colorful clothing. From that period on, “tennis whites” were considered the standard 34 for well-heeled tennis players, which described everyone who played in the first Wimbledon tournaments.

The all-white dress code, however, has not always been popular with players. The most extreme case of this was when superstar Andre Agassi refused to play at Wimbledon from 1988 to 1990 in part because the dress code prevented him from wearing the flashy clothing that he was most comfortable wearing. When the criticism of some of the greatest players of all time is not enough to get Wimbledon to 35 its dress code, there is a good chance that we will continue to see Wimbledon participants clad in all white for a good long time.

【1】31.  respectively  respective  perspective  respect

【3】32.  domineeringly  dominate  predominately  determinedly

【2】33.  vision  visibility  agility  elasticity

【4】34.  speculation  retire  mechanism  attire

【2】35.  signify  soften  vilify  claim

第二篇：

More than 100,000 people have downloaded the Taipei Bus Station app since it was released last year.

Consumers have shown more interest in 36 ticket purchases due to the Wuhan coronavirus (COVID-19) pandemic, Taipei Bus Station officials said at a press conference on Friday. The app allows passengers to buy tickets, select seats, and board 37 a simple QR code. With their phones, people can also check departure times and see how many seats are available on each 38 . Passengers can purchase tickets from five bus companies. Passengers can switch their tickets 30 minutes before the scheduled departure time, 39 it is with the same bus company.

In order to encourage more people to use the app, between May 29 and Aug. 31, bus riders who use the app to make purchases will get NT$20 to NT$40 cash back on each ticket. This 40 is expected to attract more people to use the new app.

【1】36.  electronic  inexpensive  return  single

【2】37.  use  using  to use  to be used

【2】38.  code  bus  rider  ticket

【1】39.  as long as  not to mention  more or less  over the board

【2】40.  performance  promotion  consumption  exchange 四、閱讀測驗【請依照段落上下文意，選出最適當的答案】

第一篇：

Barbara Walters is an American journalist known particularly for her highly effective technique in television interviews of world-renowned figures.

Walters graduated in 1951 from Sarah Lawrence College, Bronxville, New York, and, after brief employment in an advertising agency, she became assistant to the publicity director for New York City’s NBC-affiliated television station. There she gained experience in writing and producing for television. Soon she was hired as a news and public affairs producer and writer by the CBS television network. In 1961 she became a writer for the popular NBC morning show Today and did occasional on-air feature stories.

Walters was hired in 1964 as the “Today Girl,” a job that had traditionally involved little more than being attractive, making small talk, and reading commercials. She soon expanded that narrow role, making a place for herself among the Today show’s panel of commentators and newsreaders. Her intelligence and camera presence, together with the solid journalistic work she did on her feature stories, made her one of the most popular personalities on the program, and in 1974 she was named cohost of Today with Hugh Downs. The following year she won an Emmy for her work on the show.

In 1976 Walters made headlines by signing a five-year contract with ABC that made her the first woman to co-anchor an evening network news program and, with a salary of $1 million per year, the highest-paid journalist at that time. In 1978 she left the program. The following year she joined the ABC newsmagazine show 20/20 as correspondent, becoming cohost with Downs in 1984; she remained with the program until 2004.

Walters was particularly known for her interviews with world notables. A tenacious pursuer of elusive figures in the news, she obtained exclusive interviews for her popular Barbara Walters Specials, which premiered in 1976. Her disarmingly direct questioning drew many subjects into frequently interesting and occasionally provocative moments of self-revelation.

【3】41. What is the main idea of this passage?

 Barbara Walters made millions of dollars as a successful anchorwoman.

 Barbara Walters was very effective interviewing world famous people.

 It gives a brief history about who Barbara Walters was and how she became a successful journalist and TV host.

 It describes how she made headlines by co-anchoring an evening network news program.

【3】42. According to this passage, when did Barbara Walters learn to write and produce for television?

 When she was working in an advertising agency.

 After she became a publicity director of CBS.

 When she served as an assistant to the publicity director for a local television station.

 When she became a writer for the popular NBC morning show Today.

【2】43. How did Barbara Walters become one of the most popular figures in the Today show?

 Because she was intelligent and attractive on TV.

 Because she demonstrated her intelligence and did the solid journalistic work on her feature stories.

 Because Hugh Downs appreciated her ability and gave her a chance to cohost with him.

 Because she won an Emmy for her work on the show in 1975.

【4】44. Which of the following is closest in meaning to the word “elusive” in last paragraph?

 random

 popular

 intensive

 evasive

【1 或 3】45. How many years has Barbara Walters remained at the ABC newsmagazine show 20/20?

 20 years

 26 years

 25 years

 28 years 第二篇：

E.Sun Bank yesterday uncovered a program which allows social enterprises to take out loans more easily and at lower interest rates to help improve their development. The interest rates for regular corporate loans are usually at least 2 percent. But E.Sun bank would provide loans of up to NT$3 million for each social enterprise at 1.6 percent interest. The total amount of lending for the new program is limited to NT$100 million, which means at least 30 social enterprises could benefit from it. The bank is cooperating with the Taipei City Government for the program and only social enterprises registered in the city can apply for loans.

Because there is no complete and official definition of a social enterprise in Taiwan, the bank would ask four business consultants known for helping the development of social businesses to recommend qualified enterprises.

After being recommended, the enterprises would need to apply to the Small and Medium Business Credit Guarantee Fund of Taiwan (Taiwan SMEG) for qualification, as the fund would provide credit guarantees for them. Then the firms would need to pass a review by the city government.

It is not easy for social enterprises to take out loans, as their staff usually do not know how to prepare financial statements, which are crucial for banks when evaluating loan applications. In addition, because social enterprises’

profits are not as high as those of regular companies and as they do not have enough assets to be used as guarantee, they often end up paying higher interest. Taiwan SMEG, which normally offers credit guarantees of 80 percent, said that it would lift the guarantee percentage to 90 percent for social enterprises. The move would help reduce risks for the bank, and if a social enterprise failed to pay a loan, Taiwan SMEG would recognize 90 percent of the debt, while the bank would recognize the rest.

【3】46. What social enterprises are qualified to apply for the loan?

 Those credited by E.Sun Bank

 Those dedicated to help young talents

 Those registered in Taipei

 Those supported by business consultants

【1】47. What’s the task of the four consultants?

 To recommend social enterprises

 To suggest loan size for each social enterprise

 To interview the CEO of each social enterprise

 To visit the head office of each social enterprise

【4】48.Who will recognize more debts should the social enterprises fail to pay back the loan?

 The City government

 E.Sun Bank

 The four consultants

 Taiwan SMEG

【1】49. Why is the program issued by E.Sun Bank so attractive to social enterprises?

 The interest rate is lower.

 They can get a bigger loan.

 They don’t need to write financial reports.

 They are likely to make more profits.

【3】50. How many social enterprises are expected to get a loan?

 At most 16

 Under 26

 About 30

 At least 50