【請接續背面】
臺灣土地銀行 107 年度一般金融人員及專業人員甄試試題
甄試類組【代碼】：七職等-風險管理人員【N5617】、八職等-程式設計人員（三）【N5622】、
八職等-資訊安全人員（二）【N5626】
科目一：國文及英文 ＊入場通知書編號：______________________
注意：作答前先檢查答案卡，測驗入場通知書編號、座位標籤、應試科目是否相符，如有不同應立即請監試人員處 理。使用非本人答案卡作答者，不予計分。
本試卷一張雙面，四選一單選選擇題共 50 題，每題 2 分，共 100 分。限用 2B 鉛筆在「答案卡」上作答，
請選出一個正確或最適當答案，答錯不倒扣分數；以複選作答或未作答者，該題不予計分。
請勿於答案卡書寫應考人姓名、入場通知書編號或與答案無關之任何文字或符號。
本項測驗僅得使用簡易型電子計算器（不具任何財務函數、工程函數、儲存程式、文數字編輯、內建程式、
外接插卡、攝（錄）影音、資料傳輸、通訊或類似功能），且不得發出聲響。應考人如有下列情事扣該節成 績 10 分，如再犯者該節不予計分。1.電子計算器發出聲響，經制止仍執意續犯者。2.將不符規定之電子計 算器置於桌面或使用，經制止仍執意續犯者。
答案卡務必繳回，違反者該節成績以零分計算。
壹、國文【四選一單選選擇題 25 題，占 50 分】
【4】1.下列各組詞語中，完全沒有錯別字的選項是：
針貶時弊／變本加厲／貪髒枉法 脫潁而出／憤世嫉俗／不徑而走
膾炙人口／紛至踏來／非常岔異 人才薈萃／草菅人命／勘查地形
【3】2.下列文句中由注音符號所代替的字，正確的字形依序是：「我們做任何事都應該趁早ㄔㄡˊ畫，未 雨ㄔㄡˊ繆，否則，到時壯志未ㄔㄡˊ，遺憾終身。」
籌／稠／綢 稠／籌／酬 籌／綢／酬 酬／稠／綢
【1】3.下列「」內各字讀音正確的選項是：（甲）「牝」雞司晨：ㄆㄧㄣˋ （乙）面面相「覷」：ㄒㄩ （丙）
為虎作「倀」：ㄔㄤ （丁）「罄」竹難書：ㄑㄧㄥ （戊）大肆咆「哮」：ㄒㄧㄠ （己）相形見「絀」：
ㄓㄨㄛˊ
甲丙戊 乙丁己 乙丁戊 丙戊己
【3】4.下列成語皆以鳥獸為喻，完全屬於正面讚美的是：
狼心狗肺／鵲巢鴆占／如虎添翼 守株待兔／畫蛇添足／心猿意馬
獨占鰲頭／鶴立雞群／乘龍快婿 馬首是瞻／羊質虎皮／巴蛇吞象
【1】5.「沉默是今晚的康橋」即「今晚的康橋是沉默」的倒裝。下列現代詩，沒有運用「倒裝句式」的選項是：
你沿岸踽踽獨行，數了又數自己的腳印 一池的紅蓮如紅焰，在雨中
凡你醉處，你說過，皆非他鄉 恰若青石的街道向晚
【4】6.「人怕出名，豬怕肥」，是「人怕出名就好像豬怕肥」的意思。有些日常用語，在表達上也具有這 樣的比喻意涵。下列屬於相同用法的選項是：
三天打魚，兩天曬網 一朝被蛇咬，十年怕草繩
千里送鵝毛，禮輕情意重 善惡不同途，冰炭不同爐
【1】7.春天本是鳥語花香，大地蓬勃熱鬧充滿生機的季節，但是《寂靜的春天》一書作者卻有意以對比的 死寂、靜默為書命名，為的是警告人類勿濫用化學藥劑危害地球自然環境。下列書籍的命名方式，同樣 是刻意運用此種以相反情境作對比的選項是：
窮得只剩下錢 解憂雜貨店 先別急著吃棉花糖 世界又平又熱又擠
【1】8.「悲苦時高歌一節離騷／千古的志士淚湧如潮／那淺淺的一灣汩羅江水／灌溉著天下詩人的驕傲」。
這首詩所歌詠的歷史人物是：
屈原 李白 岳飛 文天祥
【3】9.「未會牽牛意若何？須邀織女弄金梭。年年乞與人間巧，不道人間巧幾多？」這首詩歌所敘述的節慶是：
除夕 元宵 七夕 中秋
【4】10.「吾人生今之時，有身世之感情，有家國之感情，有社會之感情，有種教之感情。其感情愈深者，
其哭泣愈痛：此洪都百鍊生所有以《 》之作也。棋局已殘，吾人將老，欲不哭泣也得乎？吾知海內 千芳，人間萬豔，必有與吾同哭同悲者焉」。依上述文句，「《》」應填入：
西遊記 紅樓夢 聊齋誌異 老殘遊記
【3】11.下列「」內的詞語，皆是生活中常用的祝頌語，用法合宜的選項是：
「松柏長青」用於賀生男 「瓜瓞綿綿」用於賀農產豐收
「賓至如歸」用於賀飯店開幕 「椿萱並茂」用於賀子孫滿堂
【2】12.《莊子．庖丁解牛》：「良庖歲更刀，割也；族庖月更刀，折也。今臣之刀十九年矣，所解數千牛 矣，而刀刃若新發於硎。」有關本段文句的說明，最恰當的選項是：
比喻做事若掌握要領，就能事半功倍
比喻處事順應自然之理，自能保身全生
比喻為人應謙遜自持，不可志得意滿
比喻為學需知自己優缺點，才能截長補短
【4】13.「以銅為『鑑』，可以正衣冠。」句中的「鑑」字作「鏡子」解，請選出下列選項同義者：
髮光可「鑑」 殷「鑑」不遠 「鑑」往知來 「鑑」明則塵垢不止
【3】14.《論語．顏淵》：「君子以文會友，以友輔仁。」文句中的「文」字意義與下列選項相同的是：
小人之過也必「文」 質勝文則野，「文」勝質則史
武仲以能屬「文」，為蘭臺令史 郭公夏五，疑信相參，則徵「文」難
【4】15.下列文句，前後兩兩相異的選項：
潭魚出聽，六馬仰秣／舞幽壑之潛蛟，泣孤舟之嫠婦
鍥而舍之，朽木不折／掘井九軔而不及泉，猶為棄井也
假輿馬者，非利足也，而致千里／順風而呼，聲非加疾也，而聞者彰
肉腐出蟲，魚枯生蠹／原泉混混，不舍畫夜，盈科而後進，放乎四海
【1】16.閱讀下文，選出依序最適合填入□的選項：「井蛙不可以語於海者，拘於虛也；夏蟲不可以語於□
者，篤於□也；曲士不可以語於道者，束於□也。」
冰／時／教 冰／命／身 雪／時／身 雪／命／教
【4】17.下列文句，不具有「時窮節乃見」之意涵的選項是：
松柏後凋於歲寒 風雨如晦，雞鳴不已
疾風知勁草，板蕩識忠臣 回首向來蕭瑟處，歸去，也無風雨也無晴
【2】18.「逆風赫赫你標舉的燦爛／列黃旗簇金劍耀眼的長瓣／昂向秋來肅殺的風霜／綻不盡重陽高貴的徽 號。」依據詩句中所提及的特徵，其所歌詠的植物是：
楓葉 菊花 水稻 向日葵
【2】19.愁的類型有千緒萬端，下列作品中所表達的愁緒，沒有流露憂傷家國前途愁苦的是：
總為浮雲能蔽日，長安不見使人「愁」
花自飄零水自流，一種相思，兩處閒「愁」
人生「愁」恨何能免？銷魂獨我情何限！故國夢重歸，覺來雙淚垂
雕欄玉砌應猶在，只是朱顏改。問君能有幾多「愁」，恰似一江春水向東流
【2】20.下列文句的敘述，何者是強調環境對人有正面影響？
一傅眾咻 里仁為美 白沙在涅，與之俱黑 邦無道，危行言孫
【3】21.《傳》曰：「楚王好細腰，宮中多餓死。」《荀子》乃曰：「楚王好細腰，故朝有餓人。」《墨子》
又曰：「楚王好細腰，國多餓人。」文中所言「宮中多餓死」、「朝有餓人」、「國多餓人」等形象，
其關鍵原因在於：
貪慕富貴，枉道速禍 入鄉問禁，入境隨俗
上有好者，下必甚焉 風行草偃，德教之速
【4】22.下列文句中皆有「浮雲」一詞，象徵「小人、佞臣」的是：
浮雲遊子意，落日故人情 浮雲一別後，流水十年間
不義而富且貴，於我如浮雲 不畏浮雲遮望眼，自緣身在最高層
【2】23.根據被說服對象的身分或特質，調整勸說的態度與內容，是想要說服他人的重要原則。下列文句，
與此一原則相關的選項是：
君子不以言舉人，不以人廢言 說大人則藐之，勿視其巍巍然
君子易事而難說也，說之不以道，不說也 困於心，衡於慮，而後作；徵於色，發於聲，而後喻
【3】24.一位信徒來向禪師問「禪」。禪師以茶相待，他將茶水注入杯中，滿溢而不止。信徒言：「已經漫 出來了，不要再倒了！」禪師言：「你就像這個杯子！裝滿了自己的看法和想法，你不先把自己的杯子 弄空，教我如何對你說禪？」依此文意，下列文句意義最相近的是：
不怨天，不尤人；下學而上達 己欲立而立人，己欲達而達人
毋意，毋必，毋固，毋我 知者不惑，仁者不憂，勇者不懼
【2】25.下列文句中的「其」字，作「假如、如果」解釋的選項是：
奔車朽索，「其」可忽乎 「其」有不合者，仰而思之
微管仲，吾「其」被髮左衽矣 如得「其」情，則哀矜而勿喜
【請接續背面】
貳、英文【四選一單選選擇題 25 題，占 50 分】
一、字彙【請依照句子前後文意，選出最適當的答案】
【3】26. Which _____ of the ice cream would you like? Vanilla, chocolate, or peppermint?
favor brand flavor quality
【2】27. Some people are _____ into giving money to those who pretend to lead a poor and miserable life.
harvested deceived relieved tamed
【2】28. I have to settle with this _____ job before I find a better and long-term position in a big company.
promising temporary reliable fortunate
【4】29. The new film became a blockbuster as _____ movie-goers flocked to the theaters to buy tickets.
original lousy dependent numerous
【1】30. When an earthquake happens, we must stay calm and never _____ in order to stay safe and alive.
panic march depart occupy
【2】31. His fear of making lifelong commitment to the same woman was the reason for his _____ at the wedding.
labor absence parade theft
【2】32. Amy is very athletic, but her sister Lisa is quite the _____ and hates any kinds of sports.
natural opposite unlikely efficient
【3】33. The United Nations imposed economic _____ against some countries that shelter terrorists.
preservation illustration sanction reputation
二、文法測驗【請在下列各題中選出最適當的答案】
【3】34. When making friends, we should avoid _____ a person by his or her appearance or wealth.
judge to judge judging being judged
【3】35. Not until Mom and Dad got to the airport _____ that they forgot to bring their passports.
they find out they found out did they find out they did not find out
【4】36. You’ll need to study hard in order to find the answers _____ the more difficult questions in this test.
in for of to
【4】37. Thank you for buying me this new watch. You _____ so much money on my birthday present.
must not spend must not have spent shouldn’t spend shouldn’t have spent
【1】38. Many people fail to finish the marathon because they _____ perseverance and stamina.
lack are lack lack of are lack of
【2】39. _____ in an important match last week, the former world’s No. 1 tennis player said he needed some rest.
Beat Beaten Beating Having beaten
【3】40. My sister had dated quite a few men, some of _____ were lawyers or doctors.
them who whom which
三、克漏字測驗【請依照段落上下文意，選出最適當的答案】
Zoos can play an increasingly crucial role in animal conservation. For one thing, a zoo is a good environment for scientists to 41 the behavior of endangered animals more easily. Information discovered from such research can be used to ensure their survival. Many people think animals are simply 42 at zoos. However, today’s modern zoos try to imitate their 43 and provide healthy food and lots of space for exercise and play. They can protect the young of endangered species until they grow old enough to be released to the outer world. Without this intervention, many species would not 44 in the wild. Moreover, according to Dutch scientist Frans de Wall, zoos also serve an important 45 purpose. For example, by visiting zoos with families or school classes, children can learn about endangered animals and grow up appreciating the importance of protecting them.
【2】41. copy and change observe and study
control and criticize praise and reward
【4】42. born in test tubes abused in the wild
left unattended in bushes cooped up in cages
【1】43. natural habitats unique appearance mating behavior funny sounds
【4】44. sleep roar hide survive
【1】45. educational psychological biological ecological
四、閱讀測驗【請依照段落上下文意，選出最適當的答案】
Perhaps the most important factor involved in becoming an elite athlete is genetics. Most Olympic competitors are equipped with certain physical characteristics that differentiate them from the average person. Take a talented sportsman’s muscles for example. In most human skeletal muscles (the ones that make your body move), there are fast-twitch fibers and slow-twitch fibers. Fast-twitch fibers help us move quickly. Olympic weightlifters, for instance, have a large number of such fibers in their muscles—many more than ordinary people. These allow them to lift hundreds of kilos from the ground and over their heads in seconds. Surprisingly, a bulky, muscular body is not the main requirement to do well in this sport. It counts more to have a large amount of fast-twitch muscle fibers.
The legs of an elite marathon runner, on the other hand, might contain up to 90 percent of slow-twitch muscle fibers.
These fibers generate energy efficiently and enable an athlete to control fatigue and keep moving for a longer period of time. When we exercise long or hard, it’s common to experience tiredness, muscle pain, and difficulty in breathing. These feelings are caused when the muscles produce high quantity of lactate and can’t remove it quickly enough. Athletes with many slow-twitch muscle fibers seem to be able to clear lactate from their muscles faster as they move. Thus, the average runner might start to feel discomfort halfway into a race, but a trained Olympic athlete, however, might not feel exhausted until much later in the competition.
For some Olympic sportsmen, size matters. Most male champion swimmers are 180 cm or taller, allowing them to reach longer and swim faster. For both male and female gymnasts, though, a smaller body height and weight mean they can move with greater ease, and are less likely to suffer impact or injury when landing on the floor from the midair. Some athletes’ abilities are naturally enhanced by their environment. Those raised at high altitudes in countries such as Kenya, Ethiopia, and Morocco have blood rich in hemoglobin, which, when in large amounts, carry oxygen around the body faster, enabling these athletes to run better.
【3】46. What is the main idea of this article?
Fast-twitch muscle fibers are the most important key to athletic success.
Olympic sportsmanship is more valuable and harder to train than muscle strength.
Muscle features and physical traits can determine whether one can be a great athlete.
Athletes of Africa are better than those from other countries for several reasons.
【2】47. Which of following is true about fast-twitch muscle fibers?
They can be found in anyone with a muscular body.
They help athletes show more power in an instant.
They are why great marathon runners perform better than others.
They can prevent athletes from getting hurt.
【1】48. What can an athlete do if he or she has many slow-twitch muscle fibers?
Not feel tired so quickly or easily.
Move his or her body more easily.
Turn lactate into energy faster.
Reach farther and jump higher.
【2】49. What is lactate (in the second paragraph)?
The official name of slow-twitch muscle fibers.
Something that weakens one’s muscles and strength.
A medicine that helps remove one’s tiredness.
Something that carries oxygen around one’s body.
【3】50. What advantage do athletes living in high-altitude countries have?
Swim faster or do gymnastics better.
Lift weight faster and more easily.
Transport oxygen around body faster.
Suffer impact or injury less likely.
