甄選類別【代碼】：財富管理投資研究分析人員【

【請接續背面】

臺灣中小企業銀行 104 年度新進人員甄選試題 甄選類別【代碼】：財富管理投資研究分析人員【H1201】

普通科目：英文

注意：作答前須檢查答案卡、入場通知書編號、桌角號碼、應試類組是否相符，如有不同應立即請監試人員處理，

否則不予計分。

本試卷一張雙面，皆為四選一單選選擇題。共 50 題，每題 2 分，限用 2B 鉛筆在「答案卡」上作答，請選出 最適當答案，答錯不倒扣；未作答者，不予計分。

請勿於答案卡上書寫應考人姓名、入場通知書編號或與答案無關之任何文字或符號。

本項測驗僅得使用簡易型電子計算器(不具任何財務函數、工程函數功能、儲存程式功能)，但不得發出聲響；

若應考人於測驗時將不符規定之電子計算器放置於桌面或使用，經勸阻無效，仍執意使用者，該節扣 10 分；

該電子計算器並由監試人員保管至該節測驗結束後歸還。

答案卡務必繳回，未繳回者該科成績以零分計算。

一、字彙【請依照句子前後文意，選出最適當的答案】

【3】1. They ______ the speaker with their misleading questions.

 decreased  hastened

 embarrassed  interacted

【4】2. The doctors said the patient’s ______ was a miracle that was beyond the explanation of medicine.

 admiration  luxury

 extinction  recovery

【4】3. Clouds are ______ of condensed water vapor.

 allowances  comments

 distinctions  formations

【3】4. A ______ lion roared and all the other animals in the forest were scared and ran away quickly.

 conversant  discursive

 ferocious  malleable

【1】5. Doris, a ______ who disagreed with the government on the environmental policy, organized a hunger strike in front of the Executive Yuan.

 dissident  genesis

 narcissism  volition

【2】6. Our company will send you an official ______ within three days to let you know whether you are recruited.

 calculation  notification

 preparation  separation

【3】7. Please ______ which free gift you would like to receive as your reward.

 interrupt  impress

 indicate  invent

【2】8. A stay in the country will be ______ to his health.

 evergreen  beneficial  massive  triple

【2】9. The whole nation ______ the death of its brave firefighters in the fire which happened in Taoyuan on January 20th.

 kidnapped  lamented  resigned  seduced

【4】10. Terry never changed his ideas even when other people asked him to think twice. He was as ______ as a mule.

 flexible  ethical  irritable  obstinate

【2】11. It is difficult for a ______ to lead a normal life. Wherever he goes, he receives attention.

 consumer  celebrity  sponsor  heritage

【2】12. Students are encouraged to get ______ in volunteer work. Although it is unpaid, it helps them gain valuable experience.

 excluded  involved

 overwhelmed  utilized

【1】13. When the red light on your cell phone flashes, it means you should recharge its ______.

 battery  keypad

 ringtone  signal

【4】14. A leg surgery forced Johnny, an excellent basketball player, to ______ from the basketball game.

 lengthen  participate  resist  withdraw

【3】15. Every new school year, our principal ______ a short speech to the freshmen on their first day of school.

 breathes  celebrates  delivers  lightens

二、文法測驗【請在下列各題中選出最適當的答案】

【1】16. My brother ______ to buy a new pair of jogging shoes.

 needs  need  is need  is needed

【4】17. I have two cats; one is white, and ______ is black.

 others  the others  other  the other

【4】18. ______ contestant gets the highest votes from the judges will be the winner in this season for the contest Best Voice.

 However  Whenever  Whoever  Whichever

【2】19. I feel happy that not only my parents but also my girlfriend ______ my idea of resigning from my current job and establishing my own company.

 support  supports  supporting  are supporting

【4】20. Taipei 101, a 101-story skyscraper, was ______ building in the world from 2004 through 2010.

 tall  taller  tallest  the tallest

【2】21. I enjoyed the trip to Kyoto more than ______ to Seoul. There were much more historical spots and beautiful scenery in Kyoto.

 this  that  which  what

【1】22. Amy’s doctor requires that she ______ a close examination later this year to make sure her tumor is under the doctor’s control.

 conduct  conducting  conducted  to conduct

【3】23. I have never seen you eat desserts. You rarely eat sweet foods, ______?

 are you  aren’t you  do you  don’t you

【4】24. If Simon ______ more careful while driving, he would not have caused the car accident.

 is  was  has been  had been

【1】25. Tina is trying to save money now, so she would rather stay at home than ______ a movie in a theater on Sunday.

 watch  watching  watches  to watch

【3】26. The weather was ______ cold that I don’t want to go outside. Let’s keep warm inside.

 not  rarely  so  such

【4】27. My mother forgot ______ the key, so she couldn’t enter the house.

 bring  bringing  brought  to bring

【2】28. The price of this brand-new pair of shoes is NT$1,500, ______ postage and packing.

 includes  including  included  to include

【4】29. By the time Eric arrived at the airport, the airplane ______ for ten minutes.

 leaves  left  has left  had left

【1】30. Judy is very selfish and stingy. No wonder she has ______ friends.

 few  a few  little  a little

三、克漏字測驗【請依照段落上下文意，選出最適當的答案】

第一篇：

Reading without relevant background knowledge is like going to a new country without knowing the local language: nothing you see printed in that language is anything you can understand. Background knowledge is very important in reading and it includes the knowledge of vocabulary use and the basic concepts in a given field. For example, it is difficult for a patient to read his doctor’s prescription on his recent physical checkup 31 the technical terms used in the field of medicine. Also, it is probably very difficult for a lawyer to read and understand an article on 32 a nuclear power plant is built. It is 33 not because lawyers do not have good command of their native language; it is because they do not have the specific concept that it is necessary to know the structure of a nuclear plant. 34 , they do not have the background knowledge of the construct of a nuclear power plant, not to mention the technical terms used in that field.

People increase their world knowledge, and therefore their background knowledge, through 35 reading. If you wish to read to broaden your world knowledge, you need to broaden the scope of your reading. Reading difficulty comes in many different forms and lack of background knowledge is a very important one.

【4】31.  in fact  by no means  leading to  because of

【3】32.  who  which  how  what

【1】33.  certainly  rarely  equally  loudly

【4】34.  In the past  After a while  On the other hand  In other words

【2】35.  outgoing  comprehensive  arrogant  sacred

第二篇：

Bullying can threaten students’ physical and emotional safety at school and can negatively impact their ability to learn. The best way to address bullying is to stop it 36 it starts. Here are a number of things school staff can do to make schools safer and prevent bullying.

First of all, conduct assessments in your school to 37 how often bullying occurs, where it happens, and how students and adults intervene. Create school-wide rules and a bullying reporting system to establish a climate 38 bullying is not acceptable. Then, build bullying prevention material into the curriculum and school activities.

Train teachers on the school’s rules and policies. Give them the skills to intervene consistently and appropriately.

It is also important for everyone in the community to work together to send a unified message 39 bullying.

Launch an awareness campaign to make the objectives 40 to the school, parents, and community members.

Establish a school safety committee or task force to plan, implement, and evaluate your school’s bullying prevention program. Saying goodbye to bullying can be achieved by everyone’s effort.

【2】36.  for  before  since  until

【3】37.  broadcast  cancel  determine  finish

【3】38.  as to  even if  in which  whereas

【1】39.  against  by  for  to

【4】40.  know  knowing  knew  known

四、閱讀測驗【請在下列各題中選出最適當的答案】

第一篇：

Paul van der Velpen, the head of Amsterdam’s health service, wants to see sugar tightly regulated. “Just like alcohol and tobacco, sugar is actually a drug. There is an important role for government. The use of sugar should be discouraged.

And users should be made aware of the dangers,” he wrote on an official public health website. “This may seem exaggerated and far-fetched, but sugar is the most dangerous drug of the times and can still be easily acquired everywhere.”

Mr. Van der Velpen cites research claiming that sugar, unlike fat or other foods, interferes with the body’s appetite, creating an insatiable desire to carry on eating, an effect he accuses the food industry of using to increase consumption of their products. “Sugar upsets that mechanism. Whoever uses sugar wants more and more, even when they are no longer hungry. Give someone eggs and he’ll stop eating at any given time. Give him cookies and he eats on even though his stomach is painful,” he argued. “Sugar is actually a form of addiction. It’s just as hard to get rid of the urge for sweet foods as of smoking. Thereby diets only work temporarily. Addiction therapy is better.”

The senior health official wants to see sugar taxes and legal limits set on the amount that can be added to processed food. He also wants cigarette-style warnings on sweets and soft drinks telling consumers that “sugar is addictive and bad for the health.” “Health insurers should have to finance addiction therapy for their obese clients. Schools would no longer be allowed to sell sweets and soft drinks. Producers of sports drinks that are bursting with sugar should be sued over misleading advertising and so on,” he said. The number of obese people in the Netherlands has doubled over the last two decades; more than half of Dutch adults and one in seven children are overweight in a country famed for its deep fried croquettes.

【1】41. What is the main idea of the article?

 A Dutch senior health official proposes to set up some tight regulations on sugar.

 A Dutch senior health official provides some tips on maintaining a good diet.

 A Dutch senior health official gives the reasons why people love to eat sweet foods.

 A Dutch senior health official shows the symptoms of sugar addiction.

【3】42. Which of the following is closest in meaning to the word “insatiable” in paragraph 2?

 Admirable.

 Subordinate.

 Unlimited.

 Defensive.

【1】43. Which regulation on sugar is NOT mentioned by Paul van der Velpen?

 Having the same regulations as the ones on alcohol and tobacco.

 Setting up legal limits on the amount that can be added to processed food.

 Not allowing schools to sell sweets and soft drinks.

 Having health insurance companies fund addiction therapy for their obese clients.

【2】44. What can be inferred about the use of sugar?

 The food industry has decreased the use of sugar in their products.

 The use of sugar can be better controlled by addiction therapy.

 The obese people in Denmark will consume more sugar in the future.

 The use of sugar can be continuously discouraged by keeping diets.

【4】45. Which of the following is the most appropriate title to the article?

 Why Sugar Makes Us Fat?

 Decoding Your Sugar Addiction

 Stopping Addiction to Sugar: Willpower or Genetics?

 Sugar Addiction: The Most Dangerous Drug of the Times

第二篇：

In asking about the origins of human language, we first have to make clear what the question is. The question is not how languages gradually developed over time into the languages of the world today. Rather, it is how the human species developed over time so that we — and not our closest relatives, the chimpanzees and bonobos — became capable of using language.

And what an amazing development this was! No other natural communication system is like human language.

Human language can express thoughts on an unlimited number of topics (the weather, the war, the past, the future, mathematics, gossip, fairy tales, how to fix the sink...). It can be used not just to convey information, but to solicit information (questions) and to give orders. Unlike any other animal communication system, it contains an expression for negation — what is not the case. Every human language has a vocabulary of tens of thousands of words, built up from several dozen speech sounds. Speakers can build an unlimited number of phrases and sentences out of words plus a smallish collection of prefixes and suffixes, and the meanings of sentences are built from the meanings of the individual words. What is still more remarkable is that every normal child learns the whole system from hearing others use it.

Animal communication systems, in contrast, typically have at most a few dozen distinct calls, and they are used only to communicate immediate issues such as food, danger, threat, or reconciliation. Many of the sorts of meanings conveyed by chimpanzee communication have counterparts in human 'body language'. For animals that use combinations of calls (such as some songbirds and some whales), the meanings of the combinations are not made up of the meanings of the parts (though there are many species that have not been studied yet). And the attempts to teach apes some version of human language, while fascinating, have produced only rudimentary results. So the properties of human language are unique in the natural world.

【3】46. What is the article mainly about?

 A problem in technology.

 Wild animals.

 The origin of language.

 The human brain.

【4】47. Which of the following is closest in meaning to the word “convey” in paragraph 2?

 Fasten.

 Regulate.

 Analyze.

 Express.

【2】48. Which of the following statements is NOT true?

 Normal children learn the whole system of language from hearing others using it.

 Other animals like chimpanzees and bonobos can express thoughts and feelings like human beings.

 The attempts to teach apes some version of human language are limited to some fundamental results.

 Animal communication system is used to express something immediately present in space and time.

【1】49. The last paragraph is ________.

 an example that supports the conclusion

 a warning to the readers

 a summary of the whole article

 a series of questions and answers

【3】50. What is the conclusion of the passage?

 Every human language has a vocabulary of thousands of words, built up from several dozen speech sounds.

 Animal communication systems typically have at most a dozen distinct calls.

 The properties of human language are unique in the natural world.

 Human language can express thoughts on an unlimited number of topics.