合作金庫商業銀行 106 年新進人員甄試試題

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【請接續背面】

合作金庫商業銀行 106 年新進人員甄試試題

甄才類別【代碼】:建築工程人員【K4001】、電機工程人員【K4002】、網路系統管理人員

【K4003】、R6 主機系統管理人員【K4004】、 Windows 主機系統管理 人員【K4005】 、防火牆系統管理人員【K4006】 、資安防護系統管理人員

【K4007】 、開放系統第一類程式設計人員【K4008】 、開放系統第二類程 式設計人員【K4009】 、數據分析人員【K4010】 、數據運用人員【K4011】數位金融業務規劃人員【K4012】

共同科目:國文、英文及銀行業防制洗錢及打擊資恐注意事項

* 入場通知書編號:_____________

注意:作答前須檢查答案卡、入場通知書號碼、座位標籤號碼、甄才類別、需才地區等是否相符,如有不 同應立即請監試人員處理。使用非本人答案卡作答者,該節不予計分。

本試卷一張雙面,四選一單選選擇題共 50 題,每題 2 分,共 100 分,限用 2B 鉛筆於答案卡上作 答,請選出最適當答案,答錯不倒扣;未作答者,不予計分。

請勿於答案卡上書寫姓名、入場通知書編號或與答案無關之任何文字或符號。

應試人僅得使用簡易型電子計算器(不具任何財務函數、工程函數功能、儲存程式功能),但不得發 出聲響;若應考人於測驗時將不符規定之電子計算器放置於桌面或使用,經勸阻無效,仍執意使用 者,該節扣 10 分;該電子計算器並由監試人員保管至該節測驗結束後歸還。

答案卡務必繳回,未繳回者該科以零分計算。

壹、 國文【第 1-20 題,每題 2 分,共計 20 題,占 40 分】

【4】1.關於成語的解釋,下列何者錯誤?

普天率土:形容全天下、四海之內

指天誓日:表示意志堅定,決不辜負

天道好還:因果循環的天理,後多指惡有惡報

貪天之功:意指有遠大的志向,不受限於現實

【3】2.《幽夢影》中云:「讀經宜冬,其神專也;讀史宜夏,其時久也;讀諸子宜秋,其致別也;讀諸集宜春,其機 暢也。」依此,則秋天最適合閱讀何書?

周易 戰國策 呂氏春秋 楚辭章句

【3】3.在先秦思想家中,提出「食色,性也」主張的是:

孔子 孟子 告子 荀子

【4】4.若今年是雞年,歲次丁酉。請問兩年後的豬年,歲次應是:

丁亥 丁甲 己酉 己亥

【4】5.「荷盡已無擎雨蓋,菊殘猶有傲霜枝。一年好景君須記,最是橙黃橘綠時。」此詩所描述最可能的季節是:

暮春 孟夏 仲秋 初冬

【1】6.關於歇後語的解釋,下列何者錯誤?

劉備借荊州:有借有還 梁山兄弟:不打不相識

千里送鵝毛:禮輕情義重 唐伯虎追秋香:千方百計

【4】7.李白〈贈孟浩然詩〉中有:「紅顏棄軒冕,白首臥松雲。」兩句,其中的「軒冕」之意與以下何者最為相近?

巾幗 弱冠 桑梓 簪纓

【4】8.歐陽修在〈五代史伶官傳序〉中有兩句名言:「禍患常積於忽微,而智勇多困於所溺。」下列哪個選項最符合 上文之意?

具有智勇的人,常常會忽略照顧自己的身體

越是弱小的敵國,越有可能成為致命的禍害

愛之適所以害之,所以不可對子女太過溺愛

輕忽小害有時也會致命,嗜欲則會成為盲點

【2】9.《論語》:「孟武伯問孝。子曰:『父母唯其疾之憂。』」下列哪個選項中的「疾」字,意思與此相同?

君子「疾」沒世而名不稱焉

孺悲欲見孔子,孔子辭以「疾」

車中,不內顧,不「疾」言,不親指

好勇「疾」貧,亂也。人而不仁,疾之已甚,亂也

【1】10.所謂「偏義複詞」是指由兩個意義不同的單詞組成複詞,但只取其中一個字意義。如〈五柳先生傳〉中的「曾 不吝情去留」中的「去留」,只取「去」的意思。下列「」中不是「偏義複詞」的選項是:

群賢畢至,「少長」咸集

閉門讀書史,「窗戶」忽已涼

苟利國家「生死」以,豈因禍福避趨之

度盡劫波兄弟在,相逢一笑泯「恩仇」

【4】11.關於成語,下列何者運用錯誤?

他的一席話,對我來說有如「暮鼓晨鐘」,點醒了我的困惑

這個工作雖然待遇微薄,但卻很有意義,是我「安身立命」之處

老王有一個傳統戲班,他兒子長大後也能「克紹箕裘」,投身表演藝術

現今社會生活形態轉變,大家都流行「犬馬之養」,許多人紛紛飼養寵物

【2】12.下列文句中,具有錯別字的選項是:

這些日子他的花費太多了,還不到月底就已經捉襟見肘

運動員在球場上快速的移動,兔起狐落的令人無法掌握

你們再如此鷸蚌相爭下去,只會讓不相干的人得到利益

他發表言論時態度堅決不容置喙,很難聽進他人的意見

【4】13.下列哪個選項中的文意,沒有關懷、體諒老人的涵意?

君子耆老不徒行,庶人耆老不徒食

老吾老,以及人之老;幼吾幼,以及人之幼

謹庠序之教,申之孝悌之義,頒白者不負戴於道路矣

公侯有夫人,有世婦,有妻,有妾。夫人自稱於天子,曰老婦

【4】14.下列哪個成語,不適合用於形容令人感動的美妙音樂?

響遏行雲 六馬仰秣 流魚出聽 振聾發聵

【2】15.張先生選了「天意回春呈萬象」的春聯上聯,最適合的下聯選項為何?

三陽日照平安地 人心安樂獲千祥 夏集禎祥冬聚財 德業駿發財源茂

【2】16.黎淳曾作詠物詩一首:「自憐結束小身材,一點芳心未肯灰。時節到來寒焰發,萬人頭上一聲雷。」請問他最 可能描繪的事物是:

櫻花 爆竹 梅花 春雷

【2】17.荀子說:「吾嘗跂而望矣,不如登高之博見也。登高而招,臂非加長也,而見者遠;順風而呼,聲非加疾也,

而聞者彰。」下列哪個選項最符合荀子之意?

君子不處危牆,慎其所立也 君子生非異也,善假於物也

君子居必擇鄉,遊必有方也 君子善乎擇友,日參省乎己

【3】18.在正式公文函中,對平行機關或人民團體,於審核或答覆受文者請求時之「准駁語」,下列哪個選項最為正確?

應予駁回 如擬辦理 歉難同意 查照轉知

【3】19.下列哪個選項,完全沒有錯別字?

若努力與天資能相輔相承,則必定成功在望

阿慧是個鬼靈精,她常常有憶想天開的想法

冠豪做事從不假手他人,是位事必躬親的主管

從這個制高點看下去,整個城市景觀都一攬無遺

【1】20.當代著名小說家白先勇在 2004 年,依據明代劇作家湯顯祖描寫杜麗娘與柳夢梅一段橫跨生死的戀情劇作,製 作出青春版□□□在台北國家劇院首演,並廣受好評。空格中應填入的選項是:

牡丹亭 紅樓夢 鏡花緣 金瓶梅

貳、英文【第 21-40 題,每題 2 分,共計 20 題,占 40 分】

一、字彙測驗【請依照句子前後文意,選出最適當的答案】

【2】21. A ____ can go a long time without water and is often used for travel in the desert.

 barber  camel  dolphin  fiber

【1】22. Whenever she is in a bad mood, she goes to the beach and ________ at the sea for hours.

 gazes  ignores  seizes  adores

【2】23. Setting off _____, watching lion dances, and enjoying reunion dinner are traditional celebration activities for Chinese New Year.

 escalators  firecrackers  gangsters  helicopters

【1】24. Since he worked day and night, Jack managed to pay off his ______ in a very short amount of time.

 debts  projects  secrets  tricks

【3】25. Please be _______ for a few more minutes, and someone will be with you shortly.

 central  hateful  patient  timid

【4】26. We should not trust everything we see in TV commercials because they tend to _________.

 alternate  compromise  deliberate  exaggerate

【3】27. Even though I ________ the motorbike accident, I couldn’t remember all of the details because it happened too long ago.

 breezed  nodded  witnessed  yielded

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二、文法測驗【請在下列各題中選出最適當的答案】

【3】28. Due to the fully-booked flight, we have to postpone ______ to Japan to attend the exhibition show.

 to

go

 go  going  went

【4】29. Over the years, the competitors in the running events _______ a reputation for good sportsmanship.

 gain  gaining  are gained  have gained

【2】30. I am working on this final paper because I need to submit it ____ next Monday.

 at  by  in  with

三、克漏字測驗【請依照段落上下文意,選出最適當的答案】

High speed rail (HSR) was first introduced for the 1964 Olympics in Japan, and the line went between Tokyo and Osaka. During the 1980s and 1990s, HSR networks 31 in Europe. Taiwan HSR also climbed on board in 2007, when China opened its HSR service. HSR supporters believe that the lines will improve the quality

of travel by reducing travel time and traffic

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. In addition, the construction of the rail lines will in itself offer job opportunities for people who need to work on the project, and

33 boost local economies.

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, opponents to HSR argue that high speed rails only benefit some people who travel by rail between major cities. This may result in a lack of riders and

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the financial resources available to the government for opening the railway service.

【2】31.  established  were established  have established  were establishing

【2】32.  condition  congestion  consumption  objection

【1】33.  accordingly  nonetheless  instead  surprisingly

【3】34.  In short  In comparison  In contrast  In general

【2】35.  prevent  diminish  generate  promote

四、閱讀測驗【請依照段落上下文意,選出最適當的答案】

Mehndi or henna is a type of body art that is often seen in many Hindu weddings, festivals, and celebrations.

Traditional mehndi designs, both artistic and intricate, generally include patterns of flowers, natural elements, stars,

and so on. Henna is often associated with bright and positive meanings when painted on one’s body. Therefore, in Hindu families, the bride and groom usually have henna painted for body decoration in order to bring them good omens such as joy and fortune. It is also customary for the bride’s female relatives to gather the day before the wedding ceremony to decorate her hands, wrists, palms, and feet with mehndi to pray for good fortune for the new couple.

Mehndi or henna is actually a pigment that is made from the dried leaves of the small tropical henna shrub.

When leaves from this plant are dried, they can be ground into a paste the earthy-red color of which is suitable for making elaborate designs across one’s skin, in particular on the fingers, palms, wrists, hands, legs, and feet.

Nowadays, mehndi is often used as a temporary substitute for costly and painful permanent tattoos because it can be painted on various parts of the body for decoration and can stay for a few weeks.

Although mehndi seems to be safe for most adults when used on the skin, it can cause negative effects for some people as well. For example, mehndi might cause some people to risk inflammation of the skin including redness, itching, or allergic reactions such as a runny nose or an asthma attack.

【4】36. What is the main idea of the passage?

 The side effects of mehndi one should be aware of.

 The disadvantages of using mehndi for body decoration.

 The beautiful and colorful mehndi designs.

 An introduction to mehndi, including its use, positive and negative aspects.

【1】37. Which of the following is NOT mentioned in the passage?

 How long mehndi has been used for body decoration.

 How long a mehndi tattoo can stay on one’s skin.

 On what occasions mehndi is often seen.

 On what parts of body mehndi can be applied.

【3】38. Which of the following is NOT mentioned as a possible side effect of using mehndi for body decoration?

 A runny nose.  An asthma attack.  A cold.  An itch.

【2】39. Which of the following can be inferred from the passage about mehndi art?

 People all over the world will wear mehndi tattoos on special occasions.

 It is not uncommon for Hindu women to be good at Mehndi art.

 Mehndi tattoos cause fewer side effects for Indians than people elsewhere.

 Mehndi tattoos will soon completely replace permanent tattoos.

【3】40. Which of the following is closest in meaning to the word omen in the first paragraph?

 A tattoo painted on a person’s body.

 A prayer said at a wedding.

 A sign of something that will happen in the future.

 A picture given to a newly-wedded couple.

參、銀行業防制洗錢及打擊資恐注意事項【第 41-50 題,每題 2 分,共計 10 題,占 20 分】

【3】41.依「銀行業防制洗錢與打擊資恐注意事項」之規定,所稱銀行業不包括下列何者?

信用合作社 票券金融公司

證券公司 信用卡公司

【1】42.銀行業確認客戶身分之方式,下列何者錯誤?

應以可靠、獨立之文件正本或影本驗證客戶身分

應保存該身分證明文件影本或予以記錄

採取辨識客戶實際受益人之合理措施

確認客戶身分措施,應包括徵詢其業務關係之目的與性質

【4】43.下列客戶,何者應依「銀行業防制洗錢與打擊資恐注意事項」之規定,辨識及驗證公司股東或實際受益人?

美國政府機關

我國公營事業機構

受我國監理之金融機構及其管理之投資工具

設立於開曼群島之外國公司

【3】44.依「銀行業防制洗錢與打擊資恐注意事項」之規定,銀行業確認客戶身分時,下列何者非屬應予以婉拒建立業 務關係或交易之情形?

疑似使用虛設行號開設帳戶

客戶拒絕提供審核其身分之相關文件

於美國掛牌並依當地規定揭露其主要股東之股票上市公司

採委託、授權之開戶者,其查證委託或授權之事實有困難

【3】45.依「銀行業防制洗錢與打擊資恐注意事項」之規定,對於高風險客戶,銀行業應至少每隔多久檢視其辨識客戶 及實際受益人身分所取得之資訊是否足夠並確保該等資訊之更新?

三個月 半年 一年 三年

【3】46.依「銀行業防制洗錢與打擊資恐注意事項」之規定,銀行業於確認客戶身分為現任或曾任國外政府或國際組織 之重要政治性職務人士時,其應採取措施,下列敘述何者錯誤?

應將該客戶直接視為高風險客戶,並採取強化確認客戶身分措施

應於與該客戶建立業務關係時,審視其風險,嗣後並應每年重新審視

各項強化確認措施不適用於重要政治職務人士之家庭成員及關係密切者

對於非現任之重要政治性職務人士,銀行業得依該人士之影響力等因素審視其風險

【4】47.依「銀行業防制洗錢與打擊資恐注意事項」之規定,銀行業辦理通匯往來銀行業務及其他類似業務,其政策及 程序至少應包括事項,下列敘述何者錯誤?

以文件證明各自對防制洗錢及打擊資恐之責任作為

蒐集足夠之可得公開資訊,以充分瞭解該委託銀行之業務性質

評估委託銀行對防制洗錢及打擊資恐具備相當之控管政策及執行效力

當通匯業務涉及過渡帳戶時,可免確認該委託銀行確實已執行確認身份措施

【3】48.依「銀行業防制洗錢與打擊資恐注意事項」之規定,有關專責單位或專責主管掌理事務,下列敘述何者錯誤?

監控與洗錢及資恐有關之風險

發展防制洗錢及打擊資恐計畫

負責防制洗錢及打擊資恐計畫之執行

確認防制洗錢及打擊資恐相關法令之遵循

【1】49.依「銀行業防制洗錢與打擊資恐注意事項」之規定,在中華民國一百零六年六月三十日前充任銀行業之防制洗 錢及打擊資恐專責及督導主管,其適任條件,下列何者正確? (A)、專責單位人員得於充任後半年內取得證書 (B) 國內營業單位督導主管得於充任後二年內取得證書者 (C)專責主管得於充任後一年內取得證書

僅(A) 僅(B)

僅(C)  (A)(B)(C)均正確

【4】50.依「銀行業防制洗錢與打擊資恐注意事項」之規定,下列何者不屬於「防制洗錢及打擊資恐內部控制制度聲明 書」之應簽署人員?

董事長

總經理

總稽核

法令遵循主管

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