• 沒有找到結果。

第五章 研究結論與建議

第二節 後續研究建議

2/3的退休人口認為健康風險程度不影響消費,但Hurst (2008)認為退休人 口的實質消費減少,亦多同時有因健康衝擊的非自願性提早退休;而詹維玲

而非單純的帳面消費數字改變,Hurst (2008)也認為無法解釋為什麼退休 後減少食品消費卻增加娛樂等奢侈財的消費。若能結合社會學的觀點,或可 增加對於改變的解釋能力與方向。

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參考文獻

中文部分(依作者姓氏筆畫排列):

1. 王儷玲等(2011),”臺灣退休基金管理制度之研究”,研考會委託研究案。

2. 林左裕,楊博翔(2011),逆向房屋抵押貸款在臺灣推行之需求分析。

住宅學報,第二十卷第一期,第 109-125 頁。

3. 張雅琳(2003)。公私部門受雇人員的退休決策-兼論退休制度對退休 行為的影響。淡江大學產業經濟研究所碩士論文,台北。

4. 楊玉婷 (2004),中年與老年人消費行為因果模式與世代差異之研究,

淡江大學企業管理學系碩士論文,台北。

5. 楊靜利、董宜禎(2007)"台灣的家戶組成變遷:1990-2050"臺灣社會學 刊,第 38 期,第 136-173 頁。

6. 黃識銘 (1999),「生活型態」、「消費態度」與「消費行為」之關連 性研究:臺灣地區世代群剖析,私立元智大學管理研究所碩士論文,桃園。

7. 詹維玲 (2009),“臺灣生命循環消費與退休”,《臺灣經濟預測與政策》,39

(2),129-159.

8. 范碧珍(2003),預覽銀髮族消費特性。突破雜誌,220 期,2003 年 11 月,頁 49-67

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外文部份(依作者姓氏字母順序排列):

1. Aguiar, M. and E. Hurst (2005), “Consumption versus Expenditure,”

Journal of Political Economy, 113(5), 919–948.

2. Aguiar, M. and E. Hurst (2007), “Life-Cycle Prices and Production,”

American Economic Review, 97(5), 1533–1559.

3. Aguiar, M. and E. Hurst (2007),”Measuring Trends in Leisure: The Allocation of Time Over Five Decades,“ Quarterly Journal of Economics,

August 2007, 122(3), 969-1006

4. Annabelle S. Slingerland et al.(2007), “Aging, Retirement, and

Changes in Physical Activity: Prospective Cohort Findings from the GLOBE Study,” American Journal of Epidemiology, Vol. 165, No. 12: pp 1356–1363.

5. Becker, G. (1965), “A Theory of the Allocation of Time,” The Economic Journal, 75(299),493–517.

6. Catherine Hervé, Etienne Mullet(2009)"Age and factors influencing

consumer behaviour,"International Journal of Consumer Studies, Vol., Issue 3, pp 302–308.

7. Carroll,C.D.and A.A.Samwick(1998),“How omportant is Precautionary Saving? "Review of Economics and Statistics,80, pp.410-419.

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8. Erik Hurst (2008),”The Retirement of a Consumption puzzle,” US

National Bureau of Economic Research Working Paper#13789

9. Erich Battistin et al. (2009),”The Retirement Consumption Puzzle:

Evidence from a Regression Discontinuity Approach,” American Economic Review, Vol.99:5, pp2209-2226.

10. F. Cribier(1981), “Changing Retirement Patterns: The Experience of a Cohort of Parisian Salaried Workers , ”Ageing and Society, Vol.1 : pp

51-71

11. Flavin, M. A. (1991), “The Joint Consumption / Asset Demand Decision: A Case Study in Robust Estimation,” US National Bureau of

Economic Research Working Paper#3802.

12. Hamermesh, D. S. (1984), “Consumption during Retirement: The Missing Link in the Life Cycle,” Review of Economics and Statistics,

Vol.66:1, pp.1-7.

13. Hurd, M. D. and S. Rohwedder(2003), “The Retirement-Consumption Puzzle: Anticipated and Actual Declines in Retirement Spending,” US National Bureau of Economic Research Working Paper#9586

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14. Hurd, M. D. and S. Rohwedder (2006), “Some Answers to the Retirement-Consumption Puzzle,” National Bureau of Economic

Research Working Paper#12057.

15. James Banks, Richard Blundell and Sarah Tanner(1998), “Is There a Retirement-Savings Puzzle?”The American Economic Review, Vol. 88,

No. 4, pp. 769-788.

16. Jonathan D. Fisher, Joseph T. Marchand(2010) "Does the Retirement Consumption Puzzle Differ Across the Distribution?"US Census Bureau

Center for Economic Studies Paper No. CES-WP-11-09

17. Kennickell, A.and A.Lusardi(2000),“Accessing the Importance of the

Precautionary Saving Motive, "Mimeo,University of Chicago.

18. Lusardi, A.(1998), “On the Importance of the Precautionary Motive, " American Economic Review, Vol.88, pp,449-453.

19. Lynn Sudbury, Peter Simcock(2009) "Understanding older consumers

through cognitive age and the list of values: A U.K.-based perspective,"

Psychology and Marketing, Vol.26, Issue 1, pp 22–38.

20. Richard MacMinn(2006) "Longevity Risk and Capital Markets," Journal of Risk and Insurance, Vol. 73, Issue 4, pp551–557

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21. Richard W. Johnson , Barbara A. Butrica, Corina Mommaerts

(2010), ”Work and Retirement Patterns for the G.I. Generation, Silent Generation, and Early Boomers: Thirty Years of Change,” Boston

College Center for Retirement Research Working Paper #2010-8.

22. Shelly Lundberg, Richard Startz, Steven Stillman(2003), “The

retirement-consumption puzzle: a marital bargaining approach,” Journal of Public Economics, Vol.87, pp1199-1218

23. Sarah Smith (2004),“Can the retirement-consumption puzzle be

resolved?” The Institute For Fiscal Studies, Working Paper#04/07 24. Wakabayashi Midori(2006), “The retirement consumption puzzle in

Japan,” Journal of Population Economics, Vol. 21, N0. 4, pp.983-1005

25. Zhang J. et al. (2007) “Effects of longevity and dependency rates on saving and growth: Evidence from a panel of cross countries,”

Journal of Development Economics, Vol. 84, Issue 1, pp. 138–154.

網路資料

1. 《2010 年至 2060 年臺灣人口推計》,2012 年 3 月 25 日取自經建會網 站:http://www.cepd.gov.tw/m1.aspx?sNo=0000455

2. 《人口靜態統計》,2012 年 3 月 25 日取自行政院主計處網站:

http://www.dgbas.gov.tw/ct.asp?xItem=15408&CtNode=4594&mp=1

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3. 《97 年中老年狀況調查統計結果綜合分析》,2012 年 3 月 25 日取自行 政院主計處網站:

http://www.dgbas.gov.tw/public/Attachment/972915445771.doc

4. 《臺灣社會變遷全記錄》,2012 年 7 月 15 日取自中央研究院社會學研 究所網站:http://www.ios.sinica.edu.tw/

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圖:不同世代總消費性支出消費輪廓

0 100000 200000 300000 400000 500000 600000 700000 800000

40 50 60 70 80 90

1921年出生 1931年出生 1941年出生

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