未來展望

在SP-EBPP應用方面，政府稅收與其他行業，例如保險公司收保費等均可深 入探討。在金流方面，可探討加入智慧型手機ATM功能。在統一中介軟體方面，

亟需制訂一套所有服務提供者都接受的標準介面。

參考文獻

年 5 月.

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[17] P. Huang and A.C. Boucouvalas, “Future personal "e-payment": IrFM,” IEEE Transactions on Wireless Communications, vol. 13, no. 1, pp. 60-66, Feb. 2006.

[18] P. Soni, “M-Payment Between Banks Using SMS,” Proceedings of the IEEE, vol. 98, no. 6, pp. 903-905, Jun. 2010.

[19] B. Falchuk and L. Shoshana, “Privacy enhancements for mobile and social uses of consumer electronics,” IEEE Communications Magazine, vol. 48, no. 6, pp. 102-108, June. 2010.

[20] J. Zhang et al., “Toward a Service-Oriented Development Through a Case Study,”

IEEE Transactions on Systems, Man and Cybernetics Part A: Systems and Humans, vol. 37, no. 6, pp. 955-969, Nov. 2007.

[21] D.A. Menasce, “Trade-offs in designing Web clusters,” IEEE Transactions on Internet Computing, vol. 6, no. 5, pp. 76-80, Oct. 2002.

[22] A. Charlesworth, “The ascent of smartphone,” IEEE Transactions on Engineering and Technology, vol. 4, no. 3, pp. 32-33, Feb. 2009.

[23] H.-F. Ho and Y.-H. Chen “System Architecture of Smart phone Electronic Bill Presentment and Payment and Value Positions for All Parties,” in Proc. of Conf. The Development and Practice of Enterprise Resource Management, Jan. 2011.

[24] Y.-C. Huang et al, “The influence factors of Electronic Bill Presentment and Payment—A case study of mobile phone bill,” in Proc. of Conf. Artificial Intelligence, Management Science and Electronic Commerce, Aug. 2011.

[25] A.M. Fairchild, “Value positions for financial institutions in electronic bill presentment and payment (EBPP),” in Proc. of Conf. System Sciences, Jan. 2003.

[26] H. Wang, X. F. Zhand and J. Sun, “B2B Electronic Payment Protocol Based on iKP,”

First International Workshop on Education Technology and Computer Science, Mar.

2009.

[27] P. Valitalo and T. Wartmann, “Enhancing business partnerships with the B2B gateway,” 13th International Conference on Intelligence in Next Generation Networks, Oct. 2009.

[28] H. Sun, Y.T. Chai and Y. Liu, "Knowledge-based supervision model for electronic payment," IEEE International Conference on e-Business Engineering, Oct. 2009.

[29] J.X. Zhu, "Research on E-Payment Model," in Proc. Of International Conference on E-Business and E-Government (ICEE), May. 2010.

[30] L.P. Chin and J.Y. Chen, "SIM Card Based e-Cash Applications in the Mobile Communication System Using OTA and STK Technology," in Proc. IET International Conference on Wireless, Mobile and Multimedia Networks, Nov. 2006.

[31] O. Yang, “The inquiry in hospital beds arrangement based on queuing theory,” in Proc.

of Conf. Computer Science and Education, Aug. 2011.

[32] H.-F. Ho and Y.-H. Chen “Design and Evaluation of a Smartphone Electronic Bill Presentment and Payment System,” in Proc. of Conf. Business Management and Electronic Information, May. 2012.

[33] H. Verkasalo, "Analysis of Smartphone User Behavior," in Proc. of Conf. Mobile Business and 2010 Ninth Global Mobility Roundtable, June. 2010.

[34] 何永顯, “具公平性的高效率小額付款系統” , 國立台灣大學電機工程學研

[40] “EBPP”, Wiki, http://wiki.mbalib.com/zh-tw/EBPP

[41] “民眾不願意使用電子帳單的關鍵點，主因在於仍需自行印出帳單來繳費”, 中時行銷知識庫, May 17. 2010.

http://marketing.chinatimes.com/ItemDetailPage/MainContent/05MediaContent .aspx?MMMediaType=pollster_Report&MMContentNoID=62643

[42] “使用網路櫃檯-帳務服務人數”, 內政部憑證管理中心.

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http://www.google.com.tw/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&v ed=0CE4QFjAA&url=http%3A%2F%2Fwww.twmf.org.tw%2FCommon%2FS howImage.ashx%3Ffid%3Ddfcbfe18-16dd-417d-a8cd-53bc4accc898&ei=d1P DT-agIoPImAXo4Y3dCg&usg=AFQjCNEtd-hjVRhHKn316OWdOurbFL2hsg [45] “報導 1”, 網路資訊雜誌(MIC), Mar 9. 2009.

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[47] “報導 3”, 網路資訊雜誌(MIC), Feb 25. 2010.

http://news.networkmagazine.com.tw/trends/2010/02/25/17782/

自傳

我為人和善，做事細心認真、擅於團隊合作中的溝通協調角色，這些都要感 謝父母對我平日的教導與付出。我的家庭共有三個成員，家父於紡織業工作的主 管，母親服務於家管，一家相處融洽。自幼父母則以愛之深責之切的方式教育我，

讓我在負責任、守時、團結合作和榮譽感的環境下成長，因此造就我對任何事都 抱有全力以赴、負責任和重視團隊合作的生活態度。

非常熱衷資訊相關事務的我，從五專就開始常參與及執行資訊相關等各項活 動。研究所期間我曾參與開發 100-200 萬的產學合作案，並在五專主修”資訊管 理”、大學主修”資訊科學(工程)”、研究所主修”電子電機”。此外為了能夠增加實 務經驗，也在研究所期間擔任台灣師範大學教育與評鑑中心的兼任的網路管理工 程師和三川富資訊股份有限公司的程式設計師，使達到實務與專業知識相輔相承 的效果。

我的工作態度秉持著全力以赴和笑臉迎人的原則，一旦投入工作就會訂定每 個階段的目標，要求自己不斷學習以達到最佳的專業資訊人才；此外藉著工作與 同事或工作夥伴學習社會學和待人處世的道理，使增進自身的人際關係。在工作 中我以完成任務為首要的目標，也為了維持自己的專業能力，我閱讀許多資訊相 關等論文書籍等，並以培養自己跨領域等多種專長為目標，並積極參與各種不同 領域的工作，讓自己在跨領域整合方面等，可以有傑出的表現。

對未來的生涯規劃方面，目前我最渴望的就是”在對的時間做對的事”和”努力 往高處爬”，獲得各種不同的工作與社會經驗。我最終的職業規劃目標，是成為 高階主管經理等，培養自己在高度競爭下所需要的能力，幫公司花最少的時間和 利潤下創造出最大的營收。

學術成就

1. 論文發表

[1] H.-F. Ho and Y.-H. Chen “System Architecture of Smart phone Electronic Bill Presentment and Payment and Value Positions for All Parties,” in Proc. of Conf.

The Development and Practice of Enterprise Resource Management, Jan. 2011.

[2] H.-F. Ho and Y.-H. Chen “Design and Evaluation of a Smartphone Electronic Bill Presentment and Payment System,” in Proc. of Conf. Business Management and Electronic Information, May. 2012.

[3] H.-F. Ho and Y.-H. Chen “Design and Evaluation of an IRT-Based Chinese Idiom Testing System,” in Proc. of Conf. Business Management and Electronic Information, May. 2012.

2. 競賽

[1] 中華電信大賽入圍複賽

3. 參與研究計畫

[1] 頂尖大學計劃-多人即時眼動儀

[2] 產學合作-溫世仁文教基金會 2011 年成語達人競賽軟體開發 [3] 產學合作-華東師範大學漢語學習與測驗軟體開發

[4] 產學合作-英文文法學習與測驗軟體開發 [5] 產學合作-全國英文單字大賽

4. 其他特殊表現

[1] 教育評鑑中心-資訊助理[兼任]

[2] 國語日報英語組-英文單字老師