從德國實務新發展再談信用卡收單機構與特約商店的法律關係─兼論郵購交易之冒用風險分配

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(28) 28 iIi*. it.. ~. f.f;A+-cJ!jJ. ~~. ~~. ~ffllf. ·~~ft-AAO.. ~. m~fflzx~~~~~M. 3f -. ( Ausgangspunkt ) ,. entscheidende Gesichtspunkt). •• ~~~~m~~~~~m m *z$. ~~~~~~,. m. *. a. I. r. ~~. ~. ~~x~~~ I~. w~,t. § ~,. o~t.t. •• ~,~~ .~~m. A~*. !iiJ ~. ~.. ~ tt ~ M~. JfJ. ~~,~~~.... ~I~.A. j[. *. f) A'~. , * [t] :f. m~~~#M~.~.. ~I~.A ~.~~. *1t. ~~,~* (Garantie). J. JfJ'. M~~,~t~-. c. z~. ;tz~¥'. ~~~ ill r 1*. tt1* J. ~$~W'~~.~~. #ff it. ~. · Mt I f 1r ifr m :f /ii];fM, 1#-. :f~t&. ~%~. , t& •. §~o~~~M. $. ' 4+ ~~ WI m 1,t ~ ~*. ~. (nicht der aHein. *~o~. ~~.~~JfJ~. ;fl tt. 'bE. 8~ ~. 1ft 1~ ~ 119~ 1-~ I z*~'~~. ~! jt:f -It. ~~z~rr'~. :f 1r t&. c. ~;t. A.~n~;t~~.. ~If*~fi~$. JiJT. o~. D ru~. JtJ :f !iiJ 8~ ~~. ~). ~. 00. ~,. ~. ~. ~~. *I. D~~~'~~~~~~. ~WImz~~M~.. ~-z. 79 Die Klaeger (das Acquiring-Unternehmen) "kauft" aile fael1igen Forderungen des Vcr tragesunternehmens gegen Karteninhaber. Das Vertragsunternehmen verkauft die For derungen ausschliesslich an die Klaeger. Das Vertragsunternehmen tritt aile Forderungen gegen Karteninhaber ausLieferungen undLeistungen, die unter Verwendung einer Karte begruendet wurden. Siehe BGH, Urt.vom 16.04.2002, in: BGHZ 150, 286, 294.= NJW 2002, 2234, 2236.. 80 . : Nichts spreche aber dafuer, dass cine unterschiedliche rechtliche Ausgestaltung verschiedenene Akqusitionsvertraege von den an diesen Vertraegen typischerweisc be teiligten Verkekrskreisen gewollt sei und als interessengerecht angesehen werde.. -218.

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(31) 1L+~1f-+Jl. -";ft-~Jf1f}ltptt'IHt m-t~t.i¥-~~$t4t~ryjt,J;;!;. 31. (2). ti5JLJt ~Rtr. ~. 1~. ". ~J. 5t. ,. *r1.. J/J. lJl,. ~LJt.. 0. ~. J. ,~1. ~1. Fa'. !i5. p-~. o/Jr£1. It. !i5. t9' "- t{-. jt. :ff. *. %~. #- ~1. X. 1;f k. -=-OO-= ~. rfr~1. 0. 57\. ,. 1J. ,p. -pI;.. J, -j::; /!=J. $l(. /..,/1. q. t~. 88. ~. J{. 1f1'&x~'::f. ~l3'l 0. *IJ)j( ,. ill. 1.~x. f.Jt. ,-1. "'~ !Ij If>\.. f5Jt 1£ Jti 11 F1}]. '7; p(. 86. 1~ ~ flt,. ~~~*. P01ti , §. A§liJ. .b~. 0:tt ~), '!. *IJ. A. o"t. 1f ~~. ~ J:t. ~. fl3. ~-. ~~. § t:b' ~87. ,. 1£. 0. A§. ~1'ri ~. )j(. ~).. :111* :~. n. )jz j~. -tr f'iJ. Mi%. ~ F,,~ -ttt 86. #x:ff~. t$ 1i f5Jt. ::f. ~1!i5. *~. p~l. BGH Urt. vom 24.09.2002, in: BGHZ 152.75 ff., BGH Urt. vom 13.01.2004, in: ZIP 2004, 402 ff.= WM 2004, 426 ff.; BGH Urt. vom 16.03.2004, in: ZIP 2004, 1041 ff.=. 87. WM 2004, 1031 iT. (Bankvertragrecht 2 Aufl. des vereinbarten Vertragstyps, nicht aber die Freiheit zu des sen beliebiger rechtlicher. 88. Qualifikation ein". BGH Urt.vom 13.01.2004, in: ZIP 2004, 402, 403. BGH Urt. vom 10.04.2002, in: BGHZ 150,286,294 f. 531t(tRU~fif~:!&~~fl2~jz.g~rc2ID02. if: 9 f3 a",==.-,r.I1A ~c;J-'~f¥JJf~AI~1t. ' BGH Urt. vom 24.09.2002, in: BGHZ 152.75,78 f.=ZIP 2002,. 974,976 f.:&BGH Urt. vom 16.03.2004 ' ~:f:5i!.ZIP 2004.1041, 1043. -221. 0.

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