退休理財規劃之探討 - 政大學術集成

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(1)Acknowledgement I would like to express my deepest appreciation for all those who help and support me through my journey in completing the thesis. First of all, I can not thank my advisor, Professor George Kuo, enough for his great support in guiding me through the entire journey. For starters, he helped me to narrow down the topic that would not only interest me but also be practical to my targeted audience. During the process, besides his insightful advices, his constant encouragement and checking on my progress also helped me tremendously leading up to this thesis. I am also indebted to Professor Chen and Professor Shiu for serving on my thesis committee and their constructive comments. Their comments help me to see other interesting aspects in my thesis.. 政治大 Furthermore, I would like to express my appreciation for my eMBA TIM 94 立 classmates as well, especially Brian, Chin-Far, Simon, WenChin, DC, Steve and. ‧ 國. 學. Emily, for their encouragement and reminding me of finishing up my thesis.. ‧. At last but not at least, thanks to my husband for letting me be a student and enjoy it to the most extent since day one I entered NCCU eMBA program. When I was hesitating if I should do my thesis at all, he always told me that I should finish what I started as I have always. If it was not for his “nagging”, I would have probably never started my thesis in the first place.. n. er. io. sit. y. Nat. al. Ch. engchi. i Un. v.

(2) Abstract Retirement is one thing we all know we will face in the world of longevity. A retirement with or without sufficient retirement financial planning makes a huge difference in the quality of retirement life. However, despite the fact people have become aware of the essentiality and importance of retirement financial planning, they don’t necessarily quite know how to implement retirement planning, even among the highly educated professional workers such as doctors, lawyers, professors and corporate professionals. This thesis presents an overview of retirement and basics of retirement financial planning to help people, who are not finance literate, to have basic concepts of retirement financial planning in terms of why, what and how.. 立. 政治大. ‧. ‧ 國. 學. n. er. io. sit. y. Nat. al. Ch. engchi. i Un. v.

(3) 摘要今日社會人類壽命普遍延長，退休是我們每一個人都會面臨且需要學習的課題。然而，有無退休理財規劃對退休生活的品質有極大的影響。雖然一般人越來越體悟到退休理財規劃的必要性和重要性，大多數的人仍不知該如何實行退休理財規劃，包括律師、醫生、教授和公司專業經理人等高級知識份子。本篇論文針對退休以及退休理財規劃，介紹其基本概念和方法，即便是沒有任何財務或商學背景的人，都可以輕鬆瞭解並學習退休理財規劃為何物、其重要性和如何規劃執行個人的退休理財。. 立. 政治大. ‧. ‧ 國. 學. n. er. io. sit. y. Nat. al. Ch. engchi. i Un. v.

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