riot 暴动
riot and civil commotion insurance 暴动与内乱保险 riot exclusion 暴动除外条款
rise clause 上涨条款 risk 风险
risk appraisal 风险评估
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service benefit
55 risk attitude 风险态度
risk control 风险控制 risk identification 风险识别 risk management 风险管理 risk manager 风险管理人 risk measurement 风险度量 risk note 承保通知书
risk of capture clause 战争危险除外条款 risk of contamination with other cargo 污染险 risk of contingency loss 或有损失险 risk of craft and/or lighter 驳船险 risk of fresh-water damage 淡水险 risk of heat 发热险
risk of hook damage 钩损险 risk of non-delivery 遗失险 risk of oil damage 油渍险 risk of rust 生锈险 risk of shortage 短损险 risk of sling damage 吊索损险 risk of sweat damage 汗湿险 risk premium 风险升水 risk retention 风险自留 risk securities 风险证券
risk selection 风险选择 risk transfer 风险转移
risks of contact with oil and/or other cargoes 接触油类 及其他货物险
risks of foreign trade 对外贸易风险 risks of leakage and breakage 漏损及破损险 risks of rain and/or fresh water damage 雨水/淡水险 risks of rejection and condemnation 废弃或没收险 risks of strikes, riots and civil com- motions 罢工、暴乱
及民众骚乱险
risks of theft, pilferage and nondeliv- ery 盗窃遗失险 RLI = retroactive liability insurance 追溯责任保险 robbery insurance policy 抢劫保险保单
RRSP = registered retirement savings plan 注册退休储 蓄计划
ruin probability 破产概率
Rules for the International Chamber of Commerce Court of Arbitration 国际商务仲裁法院仲裁规则
running broker 流动经纪人 running down clause 碰撞责任条款 run-off (再保险责任)自然终止 run-off ratio 流量比率
S s
S.R. = strike risks 罢工险
S.R.&C.C. = strikes, riot and civil commotions 罢工 暴动险
safe burglary insurance 保险箱盗窃保险 safe driver plan 驾驶员安全行驶计划 safety 安全装置
safety audit 安全审计 safety fund law 安全基金法 sailing warranty 航行保证
salary allotment insurance 代 扣工资 保险 salary continuation plan 续薪计划 sale of vessel clause 船舶出售条款 sales guides 推销指南
sales kit (保险展业时应用的)辅助工具 sales quota 推销定额
salesmen’s sample floater 推销员样品保险
salvage 1. 残值 2. 抢救 3. 施救费用 4. 救助报酬 salvage charges 救助费用
salvage corps 火灾救助队
SAP = statutory accounting principles 法定会计准则 savings bank life insurance 储蓄银行寿险
savings element 储蓄成分
SBLI = savings bank life insurance 储蓄银行寿险 schedule 明细表, 一览表
schedule injury 表定伤害 schedule of insurance 保险一览表 schedule P reserve “P 计划”准备金 schedule policy 列举型保单
schedule rating 表定法
schedule type policy 表定型保单 scheduled limit 表定限额, 明细限额
scheduled personal property endorsement 列举式个人财
产险批单
scheduled premium 表定保费 seasonal risk 季节性风险 seaworthiness 适航
second death insurance 第二人死亡保险 second preliminary notice 二次残疾期间通知 second surplus reinsurance 第二溢额再保险 secondary beneficiary 第二顺位保险金受益人 securities 有价证券
security loading 安全附加费
segregation of exposure units 危险单位的隔离 select mortality table 选择生命表
selected installment option 定额分期给付选择 selection of risk 风险选择
self-adiministered plan 自我管理型退休计划
self-adiministered trusteed plan 信托式自我管理型退休 计划
self-inflicted injury 自伤, 自残 self-insurance 自保
self-insured retention 自保自留 self-insurer 自我保险者 self-rating 个别经验费率 self-reinsurance 自我再保险 self-selection 自我选择
selling price clause 销售价格条款 senior citizen policies 老人医疗保险 separate account 分立账户, 独立账户
separate accounts funding 分立账户基金积累 series of catastrophes 系列巨灾
serious injury frequency rate 重伤发生率 service (医疗)服务
service benefit 医疗服务给付
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service insurance
56
service insurance 医疗服务保险 service plans 医疗服务计划
servicemen’s group life insurance 军人团体寿险 settlement 1. 理赔 2. 赔付 3. 给付
seven-day clause 七日条款 severity of loss 损失程度 severity rate 损毁率 sex discrimination 性别歧视
SGLI = servicemen’s group life insurance 军人团体寿险 share reinsurance 比例再保险
Sherman Antitrust Act 《谢尔曼反托拉斯法》
shift claim 索赔转嫁 ship broker 海运经纪人 ship insurance 船舶保险 shipment policy 装运保单 shipping expense 装运费用 shipping order 装运单 shock loss 异常损失 shore clause 岸上条款
shore-to-shore clause 岸上条款 short period insurance 短期条款 short rate 短期费率
short rate cancellation 以短期费率退费方式注销 short rate table 短期费率表
short term policy 短期保单 shortage 短少
short-term disability income insurance 短期残疾收入保 险
sickness 疾病
sickness and accident insurance 疾病和意外伤害保险 sickness coverage 疾病承保范围, 疾病保障
sickness insurance 疾病保险
SIFR = serious injury frequency rate 重伤发生率 sign floater insurance 广告牌流动保险
simple interest 单利 simple probability 简单概率 single dismemberment 单肢丧失 single extra 趸缴特别保费
single interest policy 单一利益保险单 single limit 单一限额
single payment 趸缴 single premium 趸缴保费
single premium insurance 趸缴 保费保 险 single premium policy 趸缴保费保单 single vessel insurance 单船保险 single-payment annuity 趸缴年金 single-payment life 趸缴寿险 single-risk insurance 单一风险保险 sinking 沉没
sinking fund 偿债基金
SIR = self-insured retention 自保自留 sistership exclusion 同类型产品除外责任 sliding scale commission 增减型手续费 slip 分保条
small loss principle 微小损失原则 smoke damage insurance 烟熏损害保险 SMP = special multi peril 多重风险特别保单 social insurance 社会保险
social security 社会保障
Social Security Act (美)社会保障法
social security adjustment option 社会保障调整选择权 social security benefits 社会保障给付
sole proprietorship 独资企业 solicitor 招揽人
solvency 偿付, 偿付能力 solvent 有偿付能力的 sound health clause 健康条款 sound value 完好价值 special acceptance 特别承保 special agent 特约代理人
special building form 建筑物特别保险单 special catastrophe reserve 巨灾特别准备金 special class 特殊危险体
special extended coverage 特别扩展保障 special features 特殊条款
special hazard 特殊危险 special indemnities 特别补偿 special loss reserve 特别损失准备金 special mortality table 特别生命表 special multi peril 多重风险特别保单 special peril 特殊危险
special personal property form 特殊个人财产保单格式 special policy 特殊保单
special risk insurance 特殊风险保险 specific excess contract 特定超赔合同 specific excess reinsurance 特定超赔再保险 specific insurance 特定保险
specific legacy 特定遗产 specific limit 特定限额 specific market 特定市场 specific policy 船舶确定保单 specific rate 特定费率 specific reinsurance 特定分保 specification policies 详录保单 specified amount 特定金额
specified disease insurance 特定疾病保险 specified particular average 特定单独海损 specified peril insurance 特定危险保险 specting rating plan 预估费率计算法 speculative risk 投资性风险
spendthrift trust or clause 消费信托或条款 split deductible 分离式自留额
split dollar coverage 保费分担保险
split dollar life insurance 美元均分人寿保险 split funded plan 分离积累计划
split funding 分离积累基金 split life insurance 分离式人寿保险 split limits 分离式限额
spoliation 篡改保单
spousal IRA 配偶的个人退休账户 spread loss reinsurance 分散损 失再保 险 sprinkler leakage insurance 喷淋设备渗漏保险 sprinkler leakage legal liability insurance 喷淋设备渗
漏责任保险
SSI = Supplemental Security Income 补充社会保障收 入
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surplus lines
57 staff adjuster 理赔人员
stamp and coin collections insurance 邮票与钱币收藏 保险
stamping bureau 审查局 stamping office 审查局
Standard Annuity Table 标准年金生命表 standard deviation 标准差
standard dwelling form 基本住宅保险单 standard exceptions 标准例外体 standard form 标准保单格式 standard insurance 标准保险 standard limit 标准限额
standard normal distribution 标准正态分布 standard policy 标准保险单
standard premium 标准保险费 standard provisions 标准条款 standard risk 标准体风险 stated value benefit 定额给付 statement blank 决算表格
statement of changes in financial position 财务状况报表 statement of values 价值声明
static impairment 静态损伤 static risk 静态风险 statute of limitations 时效法
statutory accounting principles 法定会计准则 statutory exclusions 法定除外责任
statutory reserve 法定准备金
statutory underwriting profit or loss 法定承保利润或损 失
steam boiler insurance policy 蒸汽锅炉保险单 step rate plan 分级费率制
step-rate pension formula 分级退休金公式 stevedorage 装卸费
stipulated premium insurance 保费协定性保险 stock insurance company 股份保险公司 stock option plan 认股权计划
stock purchase agreement 股票购买协议 stockholder’s equity 股东权益
stop and go provision 暂停条款 stop loss 赔付率超赔
stop loss insurance 限额损失保险
stop loss reinsurance 赔付率超赔再保险, 限额损失再 保险
storekeeper burglary and robbery in- surance 零售商盗 抢保险
storekeeper liability policy 零售商责任保险单 storm insurance 风暴保险
straight deductible 绝对免赔额 straight life annuity 纯粹终身年金 straight life insurance 普通终身人寿保险 straight life policy 直付寿险保单 straight term 纯粹定期保险 stranded 搁浅
stranding (海上保险风险)搁浅 stratification of losses 损失分层 strict liability 严格责任
strike delay insurance 罢工延误险 strike expenses insurance 罢工追加费用险
strike insurance 罢工保险 strike risks 罢工险
strikes, riot and civil commotions 罢工暴动险 strike-through clause 穿透条款
structured settlement 结构赔付 student insurance 学生保险
SUB = supplemental unemployment benefit plan 补充 失业给付计划
sub-agent 副代理人 sub-broker 从属经纪人
subcontract 转包合同, 分包合同 subject premium 基准保费 subjective risk 主观风险 subject-matter insured 保险标的
submitted business 1. 要保业务 2. 已申请的业务 subrogation 代位求偿权
subrogation clause 代位求偿条款 subrogation release 放弃代位求偿权 subrogee 代位求偿人
subrogor 代位求偿权转让人 subscription policy 共签保单 subsidence 地陷
subsidiary company 子公司 substandard 次标准体
substandard health insurance 次标准体健康保险 substandard insurance 次标准体保险
substandard risk 次标准体风险 subtropical risks 亚热带风险 succession duty 继承税 succession tax 继承税
sue and labor charge 施救费用 sue and labor clause 施救条款 suicide clause 自杀条款 sum insured 保险金额
superannuated 年老退休的人, 领养老金的人 superannuation 年老退休
superimposed plan 追加保险
superintendent of insurance (美)保险总监 superseded suretyship rider 替代保证附加条款 supervisor 主管
supplemental agreement 补充协议
supplemental benefit formula 补充给付公式 supplemental retirement income 补充退休收入 Supplemental Security Income 补充社会保障收入 supplemental term insurance 附加定期保险
supplemental unemployment benefit plan 补充失业给 付计划
supplementary contract 补充合同
supplementary medical insurance 补充医疗保险 supplementary payments 额外支付
surety 保证人 surety bond 保证保险 suretyship 保证
surgical expense insurance 手术费保险 surgical indemnities 外科手术补偿 surgical schedule 外科手术给付表 surplus 盈余, 溢额
surplus lines 溢额线, 剩余业务
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surplus process
58
surplus process 盈余过程 surplus ratio 盈余率
surplus reinsurance 溢额再保险 surplus reserves 盈余准备
surplus share reinsurance 溢额比例再保险 surplus to policyholders 保单持有人盈余 surplus treaty 溢额合约再保险
surrender 1. 解约 2. 退保