The Involvement and Product Bundling Influence on Purchase
Intention
Beauty Products as Example.
D9725399 D9766438 D9766587 D9766675 D9766778
Involvement
Bundling Purchase Intention
:
::
:
Abstract
Nowadays, human civilization develops rapidly so that what people pursue is not only enough to survive, but can continuously upgrade the quality of live. Rich information and trade makes the way consumers collect information and buy the product become easier than before. Moreover, two factors such as consumer involvement and product bundling will bring diverse purchase Intention.
The purpose of this paper is to see weather consumer’s involvement on product and promotion of product bundling influence on his purchase intention, by focusing on beauty products, such as lotion, facial cleanser, emulsion and sun-block products. We use students who studies Feng Chia University Department of Economics as object of study , and adopt stepwise regression to analyze the effect of independent variables on consumer’s purchasing intention.
The result shows, the involvement and purchase intention of woman are both higher than man. Also, student age affects positively the involvement, and purchasing intention. In addition, the higher income, the higher involvement, and in turn, the stronger purchasing intention for students. Finally, promotion of product bundling causes higher purchasing intention.
... i Abstract ... ii ... iii ... iv ... v ... 1 ... 1 ... 2 ... 2 ... 4 ... 4 ... 11 ... 15 ... 20 ... 20 ... 21 ... 22 ... 31 ... 31 ... 33 ... 52 ... 52 ... 52 ... 54 ... 54 ... 57 ... 66
1-1 ...3 2-1 ...9 3-1 ...23
2-1 ...5 2-2 ...13 3-1 ...21 3-2 ...22 3-3 ...28 3-4 ...29 3-5 ...30 4-1-1 ( ) ...38 4-1-2 ( ) ...39 4-1-3 ( ) ...40 4-1-4 ( ) ...41 4-2 ...42 4-3-1 ... 44 4-3-2 ...45 4-3-3 ...46 4-3-4 ...47 4-3-5 ...48 4-3-6 ...49 4-3-7 ...50 4-3-8 ...51
1. 2. 3. 4. 1-1
↓
↓
↓
↓
↓
1-1
Sherif & Cantril 1947 Ego-involvement
assimilation effect Krugman 1965 Krugman Taylor 1981
1993 Goldsmith & Emmert 1991 Knox & Wa l k er 2003 Schiffman & Kanuk 2000 Wa rrington & Anamari 2000
, Engel, et al. 1993
2-1
Sherig & Cantril 1947
Ego-involvement
Krugman 1965
Mitchell (1981) Rothschild 1984 Engel, et al. 1993
Zaichknowsky 1985
1993 Goldsmith & Emmert 1991 Knox & Wa l k er 2003 Schiffman & Kanuk 2000 Wa rrington
& Anamari 2000
Zaichkowsky 1985
Mitchell 1981 Rothschild 1984
Knox & Walker 2003 Solomon 2004 (2005) (cognitively-based) (individual-based) (response-based) 2-1 … . 2008 situational
involvement enduring involvement) (response
involvement)
Bloch 1982
Belk 1982
Houston & Rothchild 1978
(2) Enduring Involvement
Houston & Rothchild 1978
Tyebjee 1979 (centrality)
(3) Response Involvement
Arora 1982
Celsi & O1son
Situational Sources of Personal Relevance,
SSPR Intrinsic Sources of Personal Relevance, ISPR)
.
Zaichkowsky 1985 product involvement
involvement with advertisement involvementwith purchase 2-1
(1) product involvement
Sheth 1969
Traylor 1981 Brand- Commitment
Zaichkowsky 1985 Bloch & Richins 1986
Solomon (2007)
Krugman 1965
2-1
Block & Richins 1983 Solomon 2005
(3) purchase involvement
Clarke & Belk 1978
Engel, et al. l982
Traylor 1981
Bloch 1982 Self-Expression
Rothschid 1979
Laurent & Kapferer
1985 Consumer Involvement Profile, CIP
Zaichkowsky 1985 Personal Involvement- Inventory, PII
CIP
Laurent & Kapferer 1985 Product
Importance Risk- Importance Risk- Probability
Sign Value Hedonic Value
19 Laurent &
Kapferer 1993 CIP 16
PII
Zaichkowsky 1985 168 Semantic- Different
30 20 Zaichkowsky 1994 20 10 1 - 2 - 3 - 4 -5 - 6 - 7
- 8 - 9 - 10
- 10 7 2
5 8 10 10
(1) (2) (9) (10)
Adams & Yellen 1976
Guiltinan 1987 Eppen,et al. 1991
2001 2003 Legarreta & Miguel 2004
Adams & Yellen 1976
(1) Pure Component Strategy (2)
Pure Bundling Strategy (3) Mixed Bundling
Mixed-Learner Bundling Mixed-Joint Bundling Cready 1991 Premium Price Bundling Strategy
. Guiltinan 1987 Eppen et al. 1991 Salinger 1995 . Guiltinan 1987 Harlam et al. 1995
2-2
D. Paun 1993
.
Dansby & Conrad 1984
Chen 1997
.
Adams & Yellen 1976
Schmalensee 1984
Schmalensee
Paun 1993
2-2
Adams & Yellen 1976
Perfect Price Discrimination
Complete
Extraction Exclusion
Inclusion Adams & Yellen
1976 Salinger 1995 Purchase Intention Fishbein & Ajzen 1975 1987
(2004)
.
Dodds, et al. 1991
Schiffman & Kanuk 2000
Blackwell, et al. 2001
2009
.
Peter & Olson 1987
Grwal, et al. 1998
.
Hellier, et al. 2003
Shao, et al. 2004
. Zeithaml 1988 Biswas 1992 2001 1 2 2006 ( 1 / 2 / 3 / 4 5 / 6 / 7 / ) . Whitlark, et al. 1993 (1) (2) (3)
(4) (5) (6) Aaker & Keller
1990 Keller &Aaker 1992 Sheinin & Schmitt 1994 Zeithaml, et al. 1996
Schiffman & Kanuk 2000
1 2 3
4 5
1 2 3 4 5 1990 Bloemer et al. 1999 2000 2000 2004 2009 (2010) Guiltinan 1987
(Monroe, 1990; Yadav & Monroe, 1993) (Hitt & Chen, 2005; Chung& Rao, 2003; Guiltinan, 1987; Mulhern & Leone, 1991; Venkatesh &
Mahajan,1993) (Johnson et al., 1999; Harlam et al.,
1995;Simonin & Ruth, 1995; Yadav & Monroe, 1993) Dowling & Uncles (1997)
(1999)
(2007)
Simonin & Ruth 1995 Geath 1991
1999
Likert
5 300 297 11 286 96% 11 X1i X11i i= a,b,c,d a b c d 5 1 3-1 3-1 X1i X2i X3i X4i X5i X6i X7i
X8i X9i X10i X11i 8~10 286 3-2 59% 170 41% 116 36% 103 12% 51 5000 35% 100 10000 16% 46 500 69% 197 1501 2000 1% 4 3-2 116 41% 170 59% 103 36% 63 22% 69 24% 51 12% 5000 100 35% 5001~7000 78 27% 7001~9000 62 22% 10000 46 16% 500 197 69%
501~1000 60 21% 1001~1500 20 7% 1501~2000 4 1% 2000 5 2% 3-1 3-3 3-4 3-1 . 3-3 3-4 3.1 3.60 4.03 4.30 3.41 3.65 3.71 3.9 4
. 3-3 3-4 4.21 3.83 3.57 3.05 4.54 4.37 4.03 4.00 4.02 3.70 3.40 3.27 4.49 3.76 3.68 3.65 . 3-3 3-4 9000 4.34 7001 9000 3.92 5001 7000 3.53 5000 3.51 . 3-3 3-4 2000 4.73 1501 2000 4.59 1001 1500 4.37 501 1000 4.11 500 3.52
3-1 3-3 3-4 . 3-3 3-4 3.18 3.69 3.83 4.1 3.65 3.41 3.90 3.71 . 3-3 3-4 3.16 4.15 4.34 3.44 3.44 4.08 3.63 4.20
. 3-3 3-4 4.24 7001 9000 3.84 5001 7000 3.54 5000 3.51 . 3-3 3-4 3-1 3-3 3-4 . 3-3 3-4 3.02 3.56 3.64 4.97
3.32 3.57 3.64 3.42 . 4.23 3.00 4.10 3.66 4.20 3.20 4.08 3.34 3-4 X8 4.09 X9 X10 X8 3.54 X9 X10 3.86 X9 X10 X8 3.28 X10 3.33 . 3-3 3-4 9000 4.07 7001 9000 3.70 5001 7000 3.38 5000 3.34 . 3-3 3-4
2000 4.75 1501 2000
4.33 1001 1500 4.01 501 1000
4.07 500 3.98
501 1000
3-3 a : b :
a1~a4 a5~a6 a7~a11 b1~ b4 b5~b6 b7~b11
3.388112 3.482517 3.493007 4.194056 3.989510 3.839161 3.107759 3.176724 3.020690 4.032328 3.827586 3.643103 3.579412 3.691176 3.560000 4.304412 4.100000 3.972941 3.048544 3.160194 3.001942 4.002427 3.844660 3.660194 3.833330 3.253968 3.088889 4.027778 3.746032 3.730159 3.565217 3.681159 3.573913 4.373188 4.166667 4.014493 4.210784 4.147059 4.023529 4.544118 4.343137 4.098039 5000 3.027500 3.145000 2.980000 3.992500 3.840000 3.652000 5001~7000 3.115385 3.288462 3.146154 4.041667 3.814103 3.784615 7001~9000 3.677419 3.766129 3.638710 4.439516 4.185484 4.003226 9000 4.244565 4.163043 4.038298 4.559783 4.347826 4.117391 500 3.069797 3.236041 3.059898 4.046954 3.850254 3.708629 501~1000 3.966667 3.916667 4.258333 4.408333 4.183333 4.050000 1001~1500 4.212500 4.025000 3.980000 4.675000 4.375000 4.090000 1501~2000 4.687500 4.625000 4.250000 4.812500 4.750000 4.400000 2000 4.650000 4.900000 4.800000 5.000000 5.000000 5.000000
3-4 c : d : c1~c4 c5~c6 c7~c11 d1~d4 d5~d6 d7~d11 3.555944 3.596154 3.471329 3.824301 3.788462 30553846 3.413793 3.435345 3.324138 3.713362 3.620690 3.427586 3.652941 3.705882 3.571765 3.900000 3.902941 3.64000 3.402913 3.441748 3.337864 3.677184 3.631068 3.429126 3.269841 3.349206 3.203175 3.650794 3.642857 3.339683 3.702899 3.695652 3.568116 3.757246 3.775362 3.544928 4.019608 4.078431 4.196078 4.490196 4.196078 4.082353 5000 3.375000 3.425000 3.322000 3.657500 3.620000 3.416000 5001~7000 3.336538 3.378205 3.253846 3.631410 3.660256 3.353874 7001~9000 3.745968 3.596774 3.609677 3.834677 3.798387 3.583871 9000 4.063830 4.086957 3.978261 4.500000 4.351064 4.127660 500 3.356599 3.403553 3.281218 3.611675 3.631980 3.361421
1001~1500 4.025000 4.125000 4.080000 4.575000 4.350000 4.100000 1501~2000 4.500000 4.375000 4.250000 4.375000 4.625000 4.400000 2000 4.650000 4.800000 4.600000 4.600000 4.700000 4.600000 3-5 X7 X8 X9 X10 X11 3.493007 3.276224 3.258741 3.328671 3.349650 3.051724 2.939655 3.017241 3.086207 3.008621 3.794118 3.505882 3.423529 3.494118 3.582353 2.990291 2.951456 2.970874 3.097087 3.000000 3.047619 2.873016 3.111111 3.174603 3.238095 3.855072 3.579710 3.347826 3.536232 3.550725 4.568627 4.019608 3.901961 3.705882 3.921569 4.300699 4.087413 3.555944 3.562937 3.688811 4.060345 3.965517 3.353448 3.370690 3.465517 4.464706 4.170588 3.694118 3.694118 3.841176 4.097087 4.029126 3.339806 3.359223 3.475728 4.126984 3.936508 3.492063 3.476190 3.619048 4.492754 4.246377 3.753623 3.768116 3.811594 4.666667 4.176471 3.803922 3.803922 4.392160 3.583916 3.545455 3.367133 3.405594 3.454545 3.344828 3.431034 3.224138 3.310345 3.310345 3.747059 3.623529 3.464706 3.470588 3.552941 3.349515 3.466019 3.223301 3.330097 3.320388 3.301587 3.238095 3.142857 3.111111 3.222222 3.739130 3.608696 3.463768 3.492754 3.536232
3.860140 3.856643 3.398601 3.157343 3.496503 3.681034 3.681034 3.318966 3.077586 3.379310 3.982353 3.976471 3.452941 3.211765 3.576471 3.640777 3.708738 3.300971 3.106796 3.388350 3.809524 3.809524 3.190476 2.682540 3.206349 3.768116 3.869565 3.304348 3.260870 3.521739 4.490196 4.196078 3.980392 3.705882 4.039216
Stata 5 ×4 ×2 40 4-3-1 4-3-8 4 a b c d X5 X6 X5 1 X6 2 Model 1
gender year income
expened Model 2
Model 3 Model 4 Model 5 Model 1 i=a,b,c,d i=a,b,c,d Model 2 i=a,b,c,d i=a,b,c,d Model 3 i=a,b,c,d
i=a,b,c,d Model 4 i=a,b,c,d i=a,b,c,d Model 5 i=a,b,c,d i=a,b,c,d a b c d
variance inflation factor, VIF Model 1 Model 5
Nguyen (2006) VIF 10
VIF R-squared 4-1-1 4-1-4 Model 1 Model 5
X5
X5
X6
Model 1 gender year income
expened gender expened 1 2 X5 expened Model 2 X3 ×× X4 X1 ×× X2 ××
Model 3 X involve_i ×× 1 4 Model 4 X7a X9a X10a X11a 8 10 X5 3 X8b X10b X5 4 X7c X8c X10c X11c 8 10 X5 3
X7d X8d X9d X11d 8 10 X5 Model 5 X3 ×× X7 ×× X6 X6 Model 1 gender expened expened Model 2 X3 ×× X4
X1a X3a Model 3 X involve_i ×× 1 4 X5 Model 4 Model 5 X7 ×× X8 ×× X9 ××
4-1-1 ( )
Variable
Model 1 Model 2 Model 3 Model 4 Model 5
VIF R-squared VIF R-squared VIF R-squared VIF R-squared VIF R-squared
gender 1.08 0.07 1.46 0.32 1.40 0.29 1.33 0.25 1.49 0.33 year 1.02 0.02 1.04 0.04 1.03 0.03 1.06 0.06 1.07 0.07 income 1.22 0.18 1.25 0.20 1.22 0.18 1.25 0.20 1.29 0.22 cost 1.25 0.20 1.49 0.33 1.45 0.31 1.47 0.32 1.52 0.34 a1 5.43 0.82 5.76 0.83 a2 5.12 0.80 5.31 0.81 a3 2.88 0.65 3.27 0.70 a4 2.39 0.58 2.79 0.64 involve_a 1.62 0.38 a7 2.48 0.60 3.92 0.74 a8 1.94 0.48 2.00 0.50 a9 2.53 0.60 2.67 0.63 a10 2.34 0.57 2.38 0.58 a11 2.38 0.58 2.49 0.60 Mean VIF 1.14 2.63 1.34 1.87 2.77
4-1-2 ( )
Variable
Model 1 Model 2 Model 3 Model 4 Model 5
VIF R-squared VIF R-squared VIF R-squared VIF R-squared VIF R-squared
gender 1.08 0.07 1.16 0.14 1.14 0.12 1.11 0.10 1.22 0.18 year 1.02 0.02 1.03 0.03 1.02 0.02 1.04 0.04 1.05 0.05 income 1.22 0.18 1.25 0.20 1.23 0.19 1.29 0.22 1.31 0.24 cost 1.25 0.20 1.37 0.27 1.32 0.24 1.34 0.25 1.39 0.28 b1 4.35 0.77 4.59 0.78 b2 5.49 0.82 5.65 0.82 b3 3.10 0.68 3.17 0.68 b4 1.68 0.40 1.97 0.49 involve_b 1.20 0.17 b7 1.69 0.41 2.25 0.56 b8 1.41 0.29 1.53 0.35 b9 2.15 0.53 2.19 0.54 b10 2.28 0.56 2.29 0.56 b11 2.06 0.51 2.17 0.54 Mean VIF 1.14 2.43 1.18 1.60 2.37
4-1-3 ( )
Variable
Model 1 Model 2 Model 3 Model 4 Model 5
VIF R-squared VIF R-squared VIF R-squared VIF R-squared VIF R-squared
gender 1.08 0.07 1.35 0.26 1.34 0.26 1.27 0.21 1.36 0.26 year 1.02 0.02 1.04 0.04 1.03 0.03 1.03 0.03 1.04 0.04 income 1.22 0.18 1.23 0.19 1.22 0.18 1.23 0.19 1.26 0.20 cost 1.25 0.20 1.37 0.27 1.34 0.25 1.35 0.26 1.38 0.28 c1 7.19 0.86 7.77 0.87 c2 7.51 0.89 7.53 0.87 c3 3.12 0.68 3.42 0.71 c4 2.52 0.60 2.89 0.65 involve_c 1.41 0.29 c7 2.11 0.53 2.85 0.65 c8 1.86 0.46 1.95 0.49 c9 2.74 0.64 2.83 0.64 c10 2.42 0.59 2.57 0.61 c11 2.62 0.62 2.72 0.63
Mean VIF 1.14 3.16 1.27 1.85 3.05
4-1-4 ( )
Variable Model 1 Model 2 Model 3 Model 4 Model 5
VIF R-squared VIF R-squared VIF R-squared VIF R-squared VIF R-squared
gender 1.08 0.07 1.36 0.26 1.35 0.26 1.32 0.24 1.38 0.28 year 1.02 0.02 1.06 0.06 1.04 0.04 1.05 0.05 1.07 0.07 income 1.22 0.18 1.24 0.20 1.22 0.18 1.24 0.19 1.26 0.28 cost 1.25 0.20 1.37 0.27 1.33 0.25 1.36 0.26 1.41 0.29 d1 5.26 0.87 5.66 0.82 d2 5.22 0.87 5.28 0.81 d3 3.19 0.69 4.29 0.77 d4 2.43 0.59 2.97 0.66 involve_d 1.43 0.30 d7 2.49 0.60 3.87 0.74 d8 2.13 0.53 2.42 0.59 d9 2.58 0.61 2.62 0.62 d10 2.43 0.59 2.5 0.60 d11 2.47 0.60 2.74 0.64
4-1
mean sd min max
gender year income cost 1.592334 0.492259 1 2 2.236934 1.121763 1 4 2.188153 1.083635 1 4 1.459930 0.826335 1 5 a1 a2 a3 a4 involve_a a5 a6 a7 a8 a9 a10 a11 2.567944 1.203760 1 5 2.682927 1.212041 1 5 2.310105 1.076450 1 5 2.905923 1.128865 1 5 1 4 3.388112 2.756098 1.032022 1.101377 1 1 5 5 2.289199 1.095120 1 5 2.512195 1.360927 1 5 2.728223 1.156921 1 5 2.745645 1.068350 1 5 2.675958 1.062495 1 5 8 10 2.655052 1.110739 1 5 b1 b2 b3 b4 involve_b b5 b6 b7 b8 b9 b10 1.613240 0.752780 1 5 1.641115 0.766508 1 5 1.637631 0.798411 1 5 1 4 2.355401 4.194056 1.047390 0.719051 1 1 5 5 2.226481 1.003976 1 5 1.808362 0.811758 1 5 1.710801 0.936809 1 5 1.916376 0.923646 1 5 2.449477 0.958979 1 5 2.442509 1.039098 1 5
b11 8 10 2.317073 0.961035 1 5 c1 c2 c3 c4 involve_c c5 c6 c7 c8 c9 c10 c11 2.390244 1.034869 1 5 2.459930 1.053282 1 5 2.229965 0.990907 1 5 2.717770 1.087339 1 5 1 4 3.555944 0.950263 1 5 2.574913 1.064591 1 5 2.243902 1.042668 1 5 2.421603 1.251553 1 5 2.459930 1.005734 1 5 2.637631 1.028125 1 5 2.599303 1.062587 1 5 8 10 2.550523 1.032712 1 5 d1 d2 d3 d4 involve_d d5 d6 d7 d8 d9 d10 d11 2.080139 1.046400 1 5 2.160279 1.071936 1 5 2.006969 1.006945 1 5 2.480836 1.152141 1 5 1 4 3.824301 0.961967 1 5 2.358885 1.080719 1 5 2.069686 1.032016 1 5 2.146341 1.167529 1 5 2.146341 1.044221 1 5 2.601399 1.076967 1 5 2.846690 1.142403 1 5 8 10 2.508711 1.047355 1 5
4-3-1
a5
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.692*** 0.00883 -0.0537 0.192 0.0604 (5.57) (0.08) (-0.50) (1.82) (0.60) year 0.0574 0.0598 0.0382 0.0453 0.0629 (1.08) (1.54) (0.96) (1.10) (1.68) income 0.0612 0.0731 0.0562 0.0257 0.0628 (1.02) (1.66) (1.25) (0.55) (1.48) cost 0.317*** -0.0841 -0.0354 -0.0365 -0.126* (3.99) (-1.33) (-0.55) (-0.55) (-2.07) a1 0.0646 0.0401 (0.78) (0.49) a2 0.102 0.114 (1.28) (1.47) a3 0.243*** 0.129 (3.60) (1.88) a4 0.433*** 0.353*** (7.40) (5.87) involve_a 0.803*** (14.68) a7 0.223*** -0.0357 (4.28) (-0.60) a8 0.0986 0.0951 (1.82) (1.91) a9 0.161* 0.0750 (2.40) (1.21) a10 0.171** 0.137* (2.63) (2.31) a11 0.180** 0.0862 (2.88) (1.49) _cons 1.419*** 0.263 0.456* 0.0400 -0.205 (5.32) (1.26) (2.16) (0.17) (-0.95) N R-squared 286 0.1978 286 0.5821 286 0.5467 286 0.5392 286 0.6288
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001
4-3-2
a6
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.664*** -0.0740 0.0145 0.211 -0.0263 (5.46) (-0.70) (0.13) (1.96) (-0.26) year 0.0588 0.0500 0.0420 0.0512 0.0533 (1.13) (1.28) (1.00) (1.22) (1.40) income 0.0975 0.0695 0.0931 0.0607 0.0545 (1.67) (1.56) (1.96) (1.28) (1.26) cost 0.349*** 0.0296 0.0423 0.0245 -0.00773 (4.49) (0.46) (0.62) (0.37) (-0.13) a1 0.234** 0.202* (2.79) (2.44) a2 -0.137 -0.147 (-1.69) (-1.86) a3 0.596*** 0.488*** (8.75) (7.00) a4 0.0866 -0.00691 (1.46) (-0.11) involve_a 0.699*** (12.13) a7 0.181*** 0.0110 (3.41) (0.18) a8 0.101 0.0468 (1.82) (0.93) a9 0.194** 0.0957 (2.84) (1.51) a10 0.119 0.0762 (1.80) (1.27) a11 0.172** 0.140* (2.69) (2.38) _cons 1.803*** 0.706*** 0.965*** 0.529* 0.317 (6.91) (3.34) (4.34) (2.19) (1.44) N R-squared 286 0.2206 286 0.5671 286 0.4892 286 0.5123 286 0.6093
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001
4-3-3
b5
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.305* 0.0492 0.0529 0.239* 0.0877 (2.55) (0.48) (0.50) (2.26) (0.87) year 0.0140 0.0287 0.0127 0.0122 0.0338 (0.28) (0.68) (0.29) (0.27) (0.82) income 0.0618 0.0267 -0.000639 -0.0304 -0.00544 (1.08) (0.56) (-0.01) (-0.59) (-0.11) cost 0.270*** 0.0740 0.119 0.155* 0.0753 (3.53) (1.13) (1.76) (2.25) (1.17) b1 -0.116 -0.182 (-0.90) (-1.41) b2 0.0334 -0.0123 (0.23) (-0.09) b3 0.384*** 0.356*** (3.70) (3.48) b4 0.397*** 0.313*** (6.89) (5.16) involve_b 0.746*** (10.11) b7 0.119 0.0125 (1.70) (0.17) b8 0.265*** 0.161** (4.18) (2.66) b9 0.0360 -0.0135 (0.48) (-0.19) b10 0.161* 0.152* (2.24) (2.30) b11 0.145 0.0533 (1.97) (0.77) _cons 2.733*** 0.708* 0.367 0.380 0.221 (10.65) (2.21) (1.14) (1.13) (0.66) N R-squared 286 0.1008 286 0.4026 286 0.3414 286 0.3287 286 0.4447
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001
4-3-4
b6
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.157 -0.0413 -0.0715 0.115 0.0132 (1.62) (-0.51) (-0.88) (1.38) (0.16) year -0.0273 -0.0230 -0.0285 -0.0457 -0.0301 (-0.66) (-0.69) (-0.84) (-1.29) (-0.91) income 0.0964* 0.0427 0.0397 0.0299 0.0280 (2.07) (1.12) (1.04) (0.73) (0.73) cost 0.175** 0.0554 0.0379 0.0658 0.0416 (2.83) (1.06) (0.73) (1.21) (0.80) b1 0.0851 -0.00169 (0.83) (-0.02) b2 0.0725 0.0371 (0.64) (0.33) b3 0.425*** 0.398*** (5.14) (4.85) b4 0.0913* 0.0259 (1.99) (0.53) involve_b 0.678*** (11.90) b7 0.260*** 0.104 (4.69) (1.76) b8 0.137** 0.0512 (2.73) (1.06) b9 -0.00151 0.00148 (-0.03) (0.03) b10 0.00965 0.00472 (0.17) (0.09) b11 0.189** 0.133* (3.22) (2.39) _cons 3.542*** 1.262*** 1.391*** 1.551*** 0.967*** (17.02) (4.95) (5.61) (5.84) (3.61) N R-squared 286 0.0815 286 0.4126 286 0.3901 286 0.3449 286 0.4466
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001
4-3-5
c5
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.795*** 0.162 0.141 0.272** 0.140 (6.70) (1.73) (1.44) (2.80) (1.56) year -0.0606 -0.0333 -0.0200 -0.0177 -0.0243 (-1.20) (-0.92) (-0.53) (-0.46) (-0.70) income 0.0520 0.0820* 0.0662 0.0159 0.0609 (0.91) (2.02) (1.57) (0.37) (1.55) cost 0.255*** -0.00611 0.0274 0.0255 -0.0377 (3.36) (-0.11) (0.47) (0.43) (-0.70) c1 0.272** 0.173 (2.63) (1.69) c2 -0.143 -0.121 (-1.37) (-1.23) c3 0.210** 0.139 (2.95) (1.95) c4 0.472*** 0.380*** (8.12) (6.41) involve_c 0.793*** (15.25) c7 0.263*** 0.0566 (5.35) (1.11) c8 0.128* 0.0539 (2.21) (1.02) c9 0.0693 -0.00640 (1.02) (-0.10) c10 0.129* 0.0974 (2.08) (1.70) c11 0.201** 0.166** (3.02) (2.74) _cons 1.812*** 0.251 0.247 0.198 -0.0622 (7.12) (1.20) (1.15) (0.86) (-0.29) N R-squared 286 0.2166 286 0.6114 286 0.5721 286 0.5617 286 0.6545
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001
4-3-6
c6
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.695*** 0.0686 0.0791 0.142 0.0144 (5.93) (0.71) (0.79) (1.52) (0.16) year -0.0535 -0.0320 -0.0152 -0.0179 -0.0280 (-1.07) (-0.86) (-0.40) (-0.49) (-0.82) income 0.00626 0.0365 0.0196 -0.0146 0.0197 (0.11) (0.87) (0.45) (-0.35) (0.51) cost 0.295*** 0.0670 0.0807 0.0704 0.0372 (3.93) (1.15) (1.35) (1.23) (0.69) c1 0.125 -0.0434 (1.16) (-0.43) c2 -0.0963 -0.0742 (-0.90) (-0.75) c3 0.490*** 0.401*** (6.65) (5.69) c4 0.272*** 0.145* (4.51) (2.46) involve_c 0.746*** (14.01) c7 0.228*** 0.0977 (4.80) (1.92) c8 0.337*** 0.264*** (6.09) (5.05) c9 0.139* 0.108 (2.11) (1.75) c10 0.0254 -0.0476 (0.43) (-0.84) c11 0.0859 0.0977 (1.34) (1.62) _cons 2.329*** 0.694** 0.856*** 0.643** 0.308 (9.26) (3.20) (3.89) (2.91) (1.46) N R-squared 286 0.1995 286 0.5647 286 0.5293 286 0.5761 286 0.6430
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001
4-3-7
d5
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.768*** 0.0557 0.0636 0.0993 0.0218 (6.24) (0.59) (0.63) (1.02) (0.24) year -0.0665 -0.00660 0.0140 -0.00831 -0.00765 (-1.27) (-0.18) (0.36) (-0.22) (-0.22) income 0.0298 0.0444 0.0224 -0.00596 0.0251 (0.50) (1.09) (0.52) (-0.14) (0.64) cost 0.223** -0.0584 -0.00841 -0.00938 -0.0736 (2.83) (-1.04) (-0.14) (-0.16) (-1.35) d1 0.177* 0.106 (2.02) (1.22) d2 -0.107 -0.146 (-1.26) (-1.80) d3 0.248*** 0.105 (3.49) (1.33) d4 0.530*** 0.407*** (9.84) (7.18) involve_d 0.833*** (15.72) d7 0.400*** 0.166* (7.12) (2.59) d8 0.142* 0.0968 (2.45) (1.72) d9 0.141* 0.114* (2.28) (2.01) d10 0.0219 0.0106 (0.39) (0.20) d11 0.174** 0.0984 (2.79) (1.64) _cons 2.176*** 0.414 0.288 0.279 0.194 (8.23) (1.92) (1.27) (1.22) (0.90) N R-squared 286 0.1842 286 0.6251 286 0.5668 286 0.5947 286 0.6666
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001
4-3-8
d6
Model 1 Model 2 Model 3 Model 4 Model 5
gender 0.565*** -0.110 -0.0929 -0.0637 -0.134 (4.66) (-1.11) (-0.90) (-0.67) (-1.43) year -0.00267 0.0537 0.0724 0.0404 0.0469 (-0.05) (1.40) (1.82) (1.09) (1.30) income 0.0222 0.0355 0.0153 0.00513 0.0232 (0.38) (0.83) (0.35) (0.12) (0.57) cost 0.238** -0.0179 0.0220 0.0296 -0.0254 (3.07) (-0.30) (0.36) (0.51) (-0.45) d1 -0.0223 -0.0999 (-0.24) (-1.12) d2 0.0758 0.0298 (0.85) (0.35) d3 0.581*** 0.396*** (7.79) (4.90) d4 0.187** 0.0599 (3.30) (1.02) involve_d 0.777*** (14.28) d7 0.271*** 0.148* (4.90) (2.24) d8 0.316*** 0.211*** (5.54) (3.63) d9 0.172** 0.164** (2.82) (2.79) d10 -0.0375 0.000246 (-0.67) (0.00) d11 0.138* 0.0335 (2.24) (0.54) _cons 2.643*** 0.750** 0.882*** 0.675** 0.448* (10.16) (3.31) (3.78) (2.98) (2.01) N R-squared 286 0.1324 286 0.5460 286 0.4982 286 0.5676 286 0.6100
t statistics in parentheses, * p < 0.05, ** p < 0.01, *** p < 0.001 1. 2. 3. 1. 300 286 2.
(1) 2004 -(2) (2001) (3) (2009) (4) (2010) 2 1-22 (碁) (2001) (6) (2007) 93-112 (7) (1999) (8) (2007)
— (9) 1999 , (10) (2004) (11) (2005) (12) (2008) (13) (2008) UrCosme (14) (2006) 21-37 (1碁) (2007) -(16) (2000) (17) (2003) ─ (18) (1987) 1-18
(19) 2009 28 1 87-103 (20) (2004) (21) (2008) — (22) 1990 15-29 (23) (2006) (24) (2007) (2碁) (2011) (26) (2003) (27) 1990 (28) (2010) (29) (2001)
(30) (2002)
---(31) (2001)
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10 A.
5000 5001–7000 7001–9000 9000 500 501–1000 1001–1500 1501–2000 2000 B. I. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 8 10 II. 1. 2.
4. 5. 6. 7. 8. 9. 10. 11. 8 10 III. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 8 10
IV. 1. 2. 3. 4. 5. 6.
7. 8. 9. 10. 11. 8 10